LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,722
−HK$2,366/mo
▼ 0.25% · 3.875%
HK$38,896
−HK$1,192/mo
Today · 4.125%
HK$40,088
baseline
▲ 0.50% · 4.625%
HK$42,527
+HK$2,439/mo
Deposit HK$8.27M · loan HK$8.27M · min. income ≈ HK$80,176/mo (50% DSR)
Upfront cash ≈ HK$8.89M (deposit + AVD stamp duty HK$620,361 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,965
−HK$2,268/mo
▼ 0.25% · 3.875%
HK$43,091
−HK$1,142/mo
Today · 4.125%
HK$44,233
baseline
▲ 0.50% · 4.625%
HK$46,564
+HK$2,331/mo
Deposit HK$8.27M · loan HK$8.27M · min. income ≈ HK$88,466/mo (50% DSR)
Upfront cash ≈ HK$8.89M (deposit + AVD stamp duty HK$620,361 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,267
−HK$2,838/mo
▼ 0.25% · 3.875%
HK$46,675
−HK$1,430/mo
Today · 4.125%
HK$48,105
baseline
▲ 0.50% · 4.625%
HK$51,032
+HK$2,927/mo
Deposit HK$6.62M · loan HK$9.93M · min. income ≈ HK$96,210/mo (50% DSR)
Upfront cash ≈ HK$7.24M (deposit + AVD stamp duty HK$620,361 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,359
−HK$2,720/mo
▼ 0.25% · 3.875%
HK$51,709
−HK$1,370/mo
Today · 4.125%
HK$53,079
baseline
▲ 0.50% · 4.625%
HK$55,877
+HK$2,798/mo
Deposit HK$6.62M · loan HK$9.93M · min. income ≈ HK$106,158/mo (50% DSR)
Upfront cash ≈ HK$7.24M (deposit + AVD stamp duty HK$620,361 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,811
−HK$3,312/mo
▼ 0.25% · 3.875%
HK$54,454
−HK$1,669/mo
Today · 4.125%
HK$56,123
baseline
▲ 0.50% · 4.625%
HK$59,538
+HK$3,415/mo
Deposit HK$4.96M · loan HK$11.58M · min. income ≈ HK$112,246/mo (50% DSR)
Upfront cash ≈ HK$5.58M (deposit + AVD stamp duty HK$620,361 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,752
−HK$3,174/mo
▼ 0.25% · 3.875%
HK$60,327
−HK$1,599/mo
Today · 4.125%
HK$61,926
baseline
▲ 0.50% · 4.625%
HK$65,190
+HK$3,264/mo
Deposit HK$4.96M · loan HK$11.58M · min. income ≈ HK$123,852/mo (50% DSR)
Upfront cash ≈ HK$5.58M (deposit + AVD stamp duty HK$620,361 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,900
−HK$4,258/mo
▼ 0.25% · 3.875%
HK$70,012
−HK$2,146/mo
Today · 4.125%
HK$72,158
baseline
▲ 0.50% · 4.625%
HK$76,548
+HK$4,390/mo
Deposit HK$1.65M · loan HK$14.89M · min. income ≈ HK$144,316/mo (50% DSR)
Upfront cash ≈ HK$2.27M (deposit + AVD stamp duty HK$620,361 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,538
−HK$4,081/mo
▼ 0.25% · 3.875%
HK$77,564
−HK$2,055/mo
Today · 4.125%
HK$79,619
baseline
▲ 0.50% · 4.625%
HK$83,816
+HK$4,197/mo
Deposit HK$1.65M · loan HK$14.89M · min. income ≈ HK$159,238/mo (50% DSR)
Upfront cash ≈ HK$2.27M (deposit + AVD stamp duty HK$620,361 · Scale 2, in force from 26 Feb 2026)