LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,725
−HK$2,365/mo
▼ 0.25% · 3.875%
HK$38,898
−HK$1,192/mo
Today · 4.125%
HK$40,090
baseline
▲ 0.50% · 4.625%
HK$42,530
+HK$2,440/mo
Deposit HK$8.27M · loan HK$8.27M · min. income ≈ HK$80,180/mo (50% DSR)
Upfront cash ≈ HK$8.89M (deposit + AVD stamp duty HK$620,401 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,968
−HK$2,268/mo
▼ 0.25% · 3.875%
HK$43,094
−HK$1,142/mo
Today · 4.125%
HK$44,236
baseline
▲ 0.50% · 4.625%
HK$46,567
+HK$2,331/mo
Deposit HK$8.27M · loan HK$8.27M · min. income ≈ HK$88,472/mo (50% DSR)
Upfront cash ≈ HK$8.89M (deposit + AVD stamp duty HK$620,401 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,270
−HK$2,838/mo
▼ 0.25% · 3.875%
HK$46,678
−HK$1,430/mo
Today · 4.125%
HK$48,108
baseline
▲ 0.50% · 4.625%
HK$51,036
+HK$2,928/mo
Deposit HK$6.62M · loan HK$9.93M · min. income ≈ HK$96,216/mo (50% DSR)
Upfront cash ≈ HK$7.24M (deposit + AVD stamp duty HK$620,401 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,362
−HK$2,721/mo
▼ 0.25% · 3.875%
HK$51,713
−HK$1,370/mo
Today · 4.125%
HK$53,083
baseline
▲ 0.50% · 4.625%
HK$55,881
+HK$2,798/mo
Deposit HK$6.62M · loan HK$9.93M · min. income ≈ HK$106,166/mo (50% DSR)
Upfront cash ≈ HK$7.24M (deposit + AVD stamp duty HK$620,401 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,814
−HK$3,312/mo
▼ 0.25% · 3.875%
HK$54,457
−HK$1,669/mo
Today · 4.125%
HK$56,126
baseline
▲ 0.50% · 4.625%
HK$59,542
+HK$3,416/mo
Deposit HK$4.96M · loan HK$11.58M · min. income ≈ HK$112,252/mo (50% DSR)
Upfront cash ≈ HK$5.58M (deposit + AVD stamp duty HK$620,401 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,756
−HK$3,174/mo
▼ 0.25% · 3.875%
HK$60,331
−HK$1,599/mo
Today · 4.125%
HK$61,930
baseline
▲ 0.50% · 4.625%
HK$65,194
+HK$3,264/mo
Deposit HK$4.96M · loan HK$11.58M · min. income ≈ HK$123,860/mo (50% DSR)
Upfront cash ≈ HK$5.58M (deposit + AVD stamp duty HK$620,401 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,904
−HK$4,258/mo
▼ 0.25% · 3.875%
HK$70,016
−HK$2,146/mo
Today · 4.125%
HK$72,162
baseline
▲ 0.50% · 4.625%
HK$76,553
+HK$4,391/mo
Deposit HK$1.65M · loan HK$14.89M · min. income ≈ HK$144,324/mo (50% DSR)
Upfront cash ≈ HK$2.27M (deposit + AVD stamp duty HK$620,401 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,543
−HK$4,081/mo
▼ 0.25% · 3.875%
HK$77,569
−HK$2,055/mo
Today · 4.125%
HK$79,624
baseline
▲ 0.50% · 4.625%
HK$83,821
+HK$4,197/mo
Deposit HK$1.65M · loan HK$14.89M · min. income ≈ HK$159,248/mo (50% DSR)
Upfront cash ≈ HK$2.27M (deposit + AVD stamp duty HK$620,401 · Scale 2, in force from 26 Feb 2026)