LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,727
−HK$2,366/mo
▼ 0.25% · 3.875%
HK$38,901
−HK$1,192/mo
Today · 4.125%
HK$40,093
baseline
▲ 0.50% · 4.625%
HK$42,533
+HK$2,440/mo
Deposit HK$8.27M · loan HK$8.27M · min. income ≈ HK$80,186/mo (50% DSR)
Upfront cash ≈ HK$8.89M (deposit + AVD stamp duty HK$620,448 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,971
−HK$2,268/mo
▼ 0.25% · 3.875%
HK$43,097
−HK$1,142/mo
Today · 4.125%
HK$44,239
baseline
▲ 0.50% · 4.625%
HK$46,571
+HK$2,332/mo
Deposit HK$8.27M · loan HK$8.27M · min. income ≈ HK$88,478/mo (50% DSR)
Upfront cash ≈ HK$8.89M (deposit + AVD stamp duty HK$620,448 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,273
−HK$2,839/mo
▼ 0.25% · 3.875%
HK$46,681
−HK$1,431/mo
Today · 4.125%
HK$48,112
baseline
▲ 0.50% · 4.625%
HK$51,039
+HK$2,927/mo
Deposit HK$6.62M · loan HK$9.93M · min. income ≈ HK$96,224/mo (50% DSR)
Upfront cash ≈ HK$7.24M (deposit + AVD stamp duty HK$620,448 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,366
−HK$2,721/mo
▼ 0.25% · 3.875%
HK$51,716
−HK$1,371/mo
Today · 4.125%
HK$53,087
baseline
▲ 0.50% · 4.625%
HK$55,885
+HK$2,798/mo
Deposit HK$6.62M · loan HK$9.93M · min. income ≈ HK$106,174/mo (50% DSR)
Upfront cash ≈ HK$7.24M (deposit + AVD stamp duty HK$620,448 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,818
−HK$3,313/mo
▼ 0.25% · 3.875%
HK$54,461
−HK$1,670/mo
Today · 4.125%
HK$56,131
baseline
▲ 0.50% · 4.625%
HK$59,546
+HK$3,415/mo
Deposit HK$4.96M · loan HK$11.58M · min. income ≈ HK$112,262/mo (50% DSR)
Upfront cash ≈ HK$5.58M (deposit + AVD stamp duty HK$620,448 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,760
−HK$3,175/mo
▼ 0.25% · 3.875%
HK$60,336
−HK$1,599/mo
Today · 4.125%
HK$61,935
baseline
▲ 0.50% · 4.625%
HK$65,199
+HK$3,264/mo
Deposit HK$4.96M · loan HK$11.58M · min. income ≈ HK$123,870/mo (50% DSR)
Upfront cash ≈ HK$5.58M (deposit + AVD stamp duty HK$620,448 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,909
−HK$4,259/mo
▼ 0.25% · 3.875%
HK$70,022
−HK$2,146/mo
Today · 4.125%
HK$72,168
baseline
▲ 0.50% · 4.625%
HK$76,559
+HK$4,391/mo
Deposit HK$1.65M · loan HK$14.89M · min. income ≈ HK$144,336/mo (50% DSR)
Upfront cash ≈ HK$2.27M (deposit + AVD stamp duty HK$620,448 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,548
−HK$4,082/mo
▼ 0.25% · 3.875%
HK$77,575
−HK$2,055/mo
Today · 4.125%
HK$79,630
baseline
▲ 0.50% · 4.625%
HK$83,828
+HK$4,198/mo
Deposit HK$1.65M · loan HK$14.89M · min. income ≈ HK$159,260/mo (50% DSR)
Upfront cash ≈ HK$2.27M (deposit + AVD stamp duty HK$620,448 · Scale 2, in force from 26 Feb 2026)