LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,729
−HK$2,366/mo
▼ 0.25% · 3.875%
HK$38,903
−HK$1,192/mo
Today · 4.125%
HK$40,095
baseline
▲ 0.50% · 4.625%
HK$42,535
+HK$2,440/mo
Deposit HK$8.27M · loan HK$8.27M · min. income ≈ HK$80,190/mo (50% DSR)
Upfront cash ≈ HK$8.89M (deposit + AVD stamp duty HK$620,474 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,973
−HK$2,268/mo
▼ 0.25% · 3.875%
HK$43,099
−HK$1,142/mo
Today · 4.125%
HK$44,241
baseline
▲ 0.50% · 4.625%
HK$46,573
+HK$2,332/mo
Deposit HK$8.27M · loan HK$8.27M · min. income ≈ HK$88,482/mo (50% DSR)
Upfront cash ≈ HK$8.89M (deposit + AVD stamp duty HK$620,474 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,275
−HK$2,839/mo
▼ 0.25% · 3.875%
HK$46,683
−HK$1,431/mo
Today · 4.125%
HK$48,114
baseline
▲ 0.50% · 4.625%
HK$51,042
+HK$2,928/mo
Deposit HK$6.62M · loan HK$9.93M · min. income ≈ HK$96,228/mo (50% DSR)
Upfront cash ≈ HK$7.24M (deposit + AVD stamp duty HK$620,474 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,368
−HK$2,721/mo
▼ 0.25% · 3.875%
HK$51,719
−HK$1,370/mo
Today · 4.125%
HK$53,089
baseline
▲ 0.50% · 4.625%
HK$55,887
+HK$2,798/mo
Deposit HK$6.62M · loan HK$9.93M · min. income ≈ HK$106,178/mo (50% DSR)
Upfront cash ≈ HK$7.24M (deposit + AVD stamp duty HK$620,474 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,821
−HK$3,312/mo
▼ 0.25% · 3.875%
HK$54,464
−HK$1,669/mo
Today · 4.125%
HK$56,133
baseline
▲ 0.50% · 4.625%
HK$59,549
+HK$3,416/mo
Deposit HK$4.96M · loan HK$11.58M · min. income ≈ HK$112,266/mo (50% DSR)
Upfront cash ≈ HK$5.58M (deposit + AVD stamp duty HK$620,474 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,762
−HK$3,175/mo
▼ 0.25% · 3.875%
HK$60,338
−HK$1,599/mo
Today · 4.125%
HK$61,937
baseline
▲ 0.50% · 4.625%
HK$65,202
+HK$3,265/mo
Deposit HK$4.96M · loan HK$11.58M · min. income ≈ HK$123,874/mo (50% DSR)
Upfront cash ≈ HK$5.58M (deposit + AVD stamp duty HK$620,474 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,912
−HK$4,259/mo
▼ 0.25% · 3.875%
HK$70,025
−HK$2,146/mo
Today · 4.125%
HK$72,171
baseline
▲ 0.50% · 4.625%
HK$76,562
+HK$4,391/mo
Deposit HK$1.65M · loan HK$14.89M · min. income ≈ HK$144,342/mo (50% DSR)
Upfront cash ≈ HK$2.28M (deposit + AVD stamp duty HK$620,474 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,552
−HK$4,082/mo
▼ 0.25% · 3.875%
HK$77,578
−HK$2,056/mo
Today · 4.125%
HK$79,634
baseline
▲ 0.50% · 4.625%
HK$83,831
+HK$4,197/mo
Deposit HK$1.65M · loan HK$14.89M · min. income ≈ HK$159,268/mo (50% DSR)
Upfront cash ≈ HK$2.28M (deposit + AVD stamp duty HK$620,474 · Scale 2, in force from 26 Feb 2026)