LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,730
−HK$2,366/mo
▼ 0.25% · 3.875%
HK$38,903
−HK$1,193/mo
Today · 4.125%
HK$40,096
baseline
▲ 0.50% · 4.625%
HK$42,535
+HK$2,439/mo
Deposit HK$8.27M · loan HK$8.27M · min. income ≈ HK$80,192/mo (50% DSR)
Upfront cash ≈ HK$8.89M (deposit + AVD stamp duty HK$620,485 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,974
−HK$2,268/mo
▼ 0.25% · 3.875%
HK$43,100
−HK$1,142/mo
Today · 4.125%
HK$44,242
baseline
▲ 0.50% · 4.625%
HK$46,574
+HK$2,332/mo
Deposit HK$8.27M · loan HK$8.27M · min. income ≈ HK$88,484/mo (50% DSR)
Upfront cash ≈ HK$8.89M (deposit + AVD stamp duty HK$620,485 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,276
−HK$2,839/mo
▼ 0.25% · 3.875%
HK$46,684
−HK$1,431/mo
Today · 4.125%
HK$48,115
baseline
▲ 0.50% · 4.625%
HK$51,043
+HK$2,928/mo
Deposit HK$6.62M · loan HK$9.93M · min. income ≈ HK$96,230/mo (50% DSR)
Upfront cash ≈ HK$7.24M (deposit + AVD stamp duty HK$620,485 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,369
−HK$2,721/mo
▼ 0.25% · 3.875%
HK$51,720
−HK$1,370/mo
Today · 4.125%
HK$53,090
baseline
▲ 0.50% · 4.625%
HK$55,888
+HK$2,798/mo
Deposit HK$6.62M · loan HK$9.93M · min. income ≈ HK$106,180/mo (50% DSR)
Upfront cash ≈ HK$7.24M (deposit + AVD stamp duty HK$620,485 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,822
−HK$3,312/mo
▼ 0.25% · 3.875%
HK$54,465
−HK$1,669/mo
Today · 4.125%
HK$56,134
baseline
▲ 0.50% · 4.625%
HK$59,550
+HK$3,416/mo
Deposit HK$4.96M · loan HK$11.58M · min. income ≈ HK$112,268/mo (50% DSR)
Upfront cash ≈ HK$5.58M (deposit + AVD stamp duty HK$620,485 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,763
−HK$3,175/mo
▼ 0.25% · 3.875%
HK$60,340
−HK$1,598/mo
Today · 4.125%
HK$61,938
baseline
▲ 0.50% · 4.625%
HK$65,203
+HK$3,265/mo
Deposit HK$4.96M · loan HK$11.58M · min. income ≈ HK$123,876/mo (50% DSR)
Upfront cash ≈ HK$5.58M (deposit + AVD stamp duty HK$620,485 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,913
−HK$4,259/mo
▼ 0.25% · 3.875%
HK$70,026
−HK$2,146/mo
Today · 4.125%
HK$72,172
baseline
▲ 0.50% · 4.625%
HK$76,564
+HK$4,392/mo
Deposit HK$1.65M · loan HK$14.89M · min. income ≈ HK$144,344/mo (50% DSR)
Upfront cash ≈ HK$2.28M (deposit + AVD stamp duty HK$620,485 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,553
−HK$4,082/mo
▼ 0.25% · 3.875%
HK$77,579
−HK$2,056/mo
Today · 4.125%
HK$79,635
baseline
▲ 0.50% · 4.625%
HK$83,833
+HK$4,198/mo
Deposit HK$1.65M · loan HK$14.89M · min. income ≈ HK$159,270/mo (50% DSR)
Upfront cash ≈ HK$2.28M (deposit + AVD stamp duty HK$620,485 · Scale 2, in force from 26 Feb 2026)