LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,730
−HK$2,366/mo
▼ 0.25% · 3.875%
HK$38,904
−HK$1,192/mo
Today · 4.125%
HK$40,096
baseline
▲ 0.50% · 4.625%
HK$42,536
+HK$2,440/mo
Deposit HK$8.27M · loan HK$8.27M · min. income ≈ HK$80,192/mo (50% DSR)
Upfront cash ≈ HK$8.89M (deposit + AVD stamp duty HK$620,496 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,975
−HK$2,267/mo
▼ 0.25% · 3.875%
HK$43,100
−HK$1,142/mo
Today · 4.125%
HK$44,242
baseline
▲ 0.50% · 4.625%
HK$46,575
+HK$2,333/mo
Deposit HK$8.27M · loan HK$8.27M · min. income ≈ HK$88,484/mo (50% DSR)
Upfront cash ≈ HK$8.89M (deposit + AVD stamp duty HK$620,496 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,276
−HK$2,840/mo
▼ 0.25% · 3.875%
HK$46,685
−HK$1,431/mo
Today · 4.125%
HK$48,116
baseline
▲ 0.50% · 4.625%
HK$51,043
+HK$2,927/mo
Deposit HK$6.62M · loan HK$9.93M · min. income ≈ HK$96,232/mo (50% DSR)
Upfront cash ≈ HK$7.24M (deposit + AVD stamp duty HK$620,496 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,370
−HK$2,721/mo
▼ 0.25% · 3.875%
HK$51,720
−HK$1,371/mo
Today · 4.125%
HK$53,091
baseline
▲ 0.50% · 4.625%
HK$55,889
+HK$2,798/mo
Deposit HK$6.62M · loan HK$9.93M · min. income ≈ HK$106,182/mo (50% DSR)
Upfront cash ≈ HK$7.24M (deposit + AVD stamp duty HK$620,496 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,823
−HK$3,312/mo
▼ 0.25% · 3.875%
HK$54,466
−HK$1,669/mo
Today · 4.125%
HK$56,135
baseline
▲ 0.50% · 4.625%
HK$59,551
+HK$3,416/mo
Deposit HK$4.96M · loan HK$11.58M · min. income ≈ HK$112,270/mo (50% DSR)
Upfront cash ≈ HK$5.58M (deposit + AVD stamp duty HK$620,496 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,765
−HK$3,174/mo
▼ 0.25% · 3.875%
HK$60,341
−HK$1,598/mo
Today · 4.125%
HK$61,939
baseline
▲ 0.50% · 4.625%
HK$65,204
+HK$3,265/mo
Deposit HK$4.96M · loan HK$11.58M · min. income ≈ HK$123,878/mo (50% DSR)
Upfront cash ≈ HK$5.58M (deposit + AVD stamp duty HK$620,496 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,915
−HK$4,259/mo
▼ 0.25% · 3.875%
HK$70,027
−HK$2,147/mo
Today · 4.125%
HK$72,174
baseline
▲ 0.50% · 4.625%
HK$76,565
+HK$4,391/mo
Deposit HK$1.65M · loan HK$14.89M · min. income ≈ HK$144,348/mo (50% DSR)
Upfront cash ≈ HK$2.28M (deposit + AVD stamp duty HK$620,496 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,554
−HK$4,082/mo
▼ 0.25% · 3.875%
HK$77,581
−HK$2,055/mo
Today · 4.125%
HK$79,636
baseline
▲ 0.50% · 4.625%
HK$83,834
+HK$4,198/mo
Deposit HK$1.65M · loan HK$14.89M · min. income ≈ HK$159,272/mo (50% DSR)
Upfront cash ≈ HK$2.28M (deposit + AVD stamp duty HK$620,496 · Scale 2, in force from 26 Feb 2026)