LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,732
−HK$2,366/mo
▼ 0.25% · 3.875%
HK$38,905
−HK$1,193/mo
Today · 4.125%
HK$40,098
baseline
▲ 0.50% · 4.625%
HK$42,538
+HK$2,440/mo
Deposit HK$8.27M · loan HK$8.27M · min. income ≈ HK$80,196/mo (50% DSR)
Upfront cash ≈ HK$8.89M (deposit + AVD stamp duty HK$620,519 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,976
−HK$2,268/mo
▼ 0.25% · 3.875%
HK$43,102
−HK$1,142/mo
Today · 4.125%
HK$44,244
baseline
▲ 0.50% · 4.625%
HK$46,576
+HK$2,332/mo
Deposit HK$8.27M · loan HK$8.27M · min. income ≈ HK$88,488/mo (50% DSR)
Upfront cash ≈ HK$8.89M (deposit + AVD stamp duty HK$620,519 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,278
−HK$2,839/mo
▼ 0.25% · 3.875%
HK$46,687
−HK$1,430/mo
Today · 4.125%
HK$48,117
baseline
▲ 0.50% · 4.625%
HK$51,045
+HK$2,928/mo
Deposit HK$6.62M · loan HK$9.93M · min. income ≈ HK$96,234/mo (50% DSR)
Upfront cash ≈ HK$7.24M (deposit + AVD stamp duty HK$620,519 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,371
−HK$2,722/mo
▼ 0.25% · 3.875%
HK$51,722
−HK$1,371/mo
Today · 4.125%
HK$53,093
baseline
▲ 0.50% · 4.625%
HK$55,892
+HK$2,799/mo
Deposit HK$6.62M · loan HK$9.93M · min. income ≈ HK$106,186/mo (50% DSR)
Upfront cash ≈ HK$7.24M (deposit + AVD stamp duty HK$620,519 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,825
−HK$3,312/mo
▼ 0.25% · 3.875%
HK$54,468
−HK$1,669/mo
Today · 4.125%
HK$56,137
baseline
▲ 0.50% · 4.625%
HK$59,553
+HK$3,416/mo
Deposit HK$4.96M · loan HK$11.58M · min. income ≈ HK$112,274/mo (50% DSR)
Upfront cash ≈ HK$5.58M (deposit + AVD stamp duty HK$620,519 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,767
−HK$3,175/mo
▼ 0.25% · 3.875%
HK$60,343
−HK$1,599/mo
Today · 4.125%
HK$61,942
baseline
▲ 0.50% · 4.625%
HK$65,207
+HK$3,265/mo
Deposit HK$4.96M · loan HK$11.58M · min. income ≈ HK$123,884/mo (50% DSR)
Upfront cash ≈ HK$5.58M (deposit + AVD stamp duty HK$620,519 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,917
−HK$4,259/mo
▼ 0.25% · 3.875%
HK$70,030
−HK$2,146/mo
Today · 4.125%
HK$72,176
baseline
▲ 0.50% · 4.625%
HK$76,568
+HK$4,392/mo
Deposit HK$1.65M · loan HK$14.89M · min. income ≈ HK$144,352/mo (50% DSR)
Upfront cash ≈ HK$2.28M (deposit + AVD stamp duty HK$620,519 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,557
−HK$4,082/mo
▼ 0.25% · 3.875%
HK$77,584
−HK$2,055/mo
Today · 4.125%
HK$79,639
baseline
▲ 0.50% · 4.625%
HK$83,837
+HK$4,198/mo
Deposit HK$1.65M · loan HK$14.89M · min. income ≈ HK$159,278/mo (50% DSR)
Upfront cash ≈ HK$2.28M (deposit + AVD stamp duty HK$620,519 · Scale 2, in force from 26 Feb 2026)