LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,732
−HK$2,366/mo
▼ 0.25% · 3.875%
HK$38,906
−HK$1,192/mo
Today · 4.125%
HK$40,098
baseline
▲ 0.50% · 4.625%
HK$42,538
+HK$2,440/mo
Deposit HK$8.27M · loan HK$8.27M · min. income ≈ HK$80,196/mo (50% DSR)
Upfront cash ≈ HK$8.89M (deposit + AVD stamp duty HK$620,528 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,977
−HK$2,268/mo
▼ 0.25% · 3.875%
HK$43,103
−HK$1,142/mo
Today · 4.125%
HK$44,245
baseline
▲ 0.50% · 4.625%
HK$46,577
+HK$2,332/mo
Deposit HK$8.27M · loan HK$8.27M · min. income ≈ HK$88,490/mo (50% DSR)
Upfront cash ≈ HK$8.89M (deposit + AVD stamp duty HK$620,528 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,279
−HK$2,839/mo
▼ 0.25% · 3.875%
HK$46,687
−HK$1,431/mo
Today · 4.125%
HK$48,118
baseline
▲ 0.50% · 4.625%
HK$51,046
+HK$2,928/mo
Deposit HK$6.62M · loan HK$9.93M · min. income ≈ HK$96,236/mo (50% DSR)
Upfront cash ≈ HK$7.24M (deposit + AVD stamp duty HK$620,528 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,372
−HK$2,722/mo
▼ 0.25% · 3.875%
HK$51,723
−HK$1,371/mo
Today · 4.125%
HK$53,094
baseline
▲ 0.50% · 4.625%
HK$55,892
+HK$2,798/mo
Deposit HK$6.62M · loan HK$9.93M · min. income ≈ HK$106,188/mo (50% DSR)
Upfront cash ≈ HK$7.24M (deposit + AVD stamp duty HK$620,528 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,825
−HK$3,313/mo
▼ 0.25% · 3.875%
HK$54,468
−HK$1,670/mo
Today · 4.125%
HK$56,138
baseline
▲ 0.50% · 4.625%
HK$59,554
+HK$3,416/mo
Deposit HK$4.96M · loan HK$11.58M · min. income ≈ HK$112,276/mo (50% DSR)
Upfront cash ≈ HK$5.58M (deposit + AVD stamp duty HK$620,528 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,768
−HK$3,175/mo
▼ 0.25% · 3.875%
HK$60,344
−HK$1,599/mo
Today · 4.125%
HK$61,943
baseline
▲ 0.50% · 4.625%
HK$65,208
+HK$3,265/mo
Deposit HK$4.96M · loan HK$11.58M · min. income ≈ HK$123,886/mo (50% DSR)
Upfront cash ≈ HK$5.58M (deposit + AVD stamp duty HK$620,528 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,918
−HK$4,259/mo
▼ 0.25% · 3.875%
HK$70,031
−HK$2,146/mo
Today · 4.125%
HK$72,177
baseline
▲ 0.50% · 4.625%
HK$76,569
+HK$4,392/mo
Deposit HK$1.65M · loan HK$14.89M · min. income ≈ HK$144,354/mo (50% DSR)
Upfront cash ≈ HK$2.28M (deposit + AVD stamp duty HK$620,528 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,558
−HK$4,082/mo
▼ 0.25% · 3.875%
HK$77,585
−HK$2,055/mo
Today · 4.125%
HK$79,640
baseline
▲ 0.50% · 4.625%
HK$83,838
+HK$4,198/mo
Deposit HK$1.65M · loan HK$14.89M · min. income ≈ HK$159,280/mo (50% DSR)
Upfront cash ≈ HK$2.28M (deposit + AVD stamp duty HK$620,528 · Scale 2, in force from 26 Feb 2026)