LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,733
−HK$2,366/mo
▼ 0.25% · 3.875%
HK$38,907
−HK$1,192/mo
Today · 4.125%
HK$40,099
baseline
▲ 0.50% · 4.625%
HK$42,539
+HK$2,440/mo
Deposit HK$8.27M · loan HK$8.27M · min. income ≈ HK$80,198/mo (50% DSR)
Upfront cash ≈ HK$8.89M (deposit + AVD stamp duty HK$620,540 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,978
−HK$2,268/mo
▼ 0.25% · 3.875%
HK$43,103
−HK$1,143/mo
Today · 4.125%
HK$44,246
baseline
▲ 0.50% · 4.625%
HK$46,578
+HK$2,332/mo
Deposit HK$8.27M · loan HK$8.27M · min. income ≈ HK$88,492/mo (50% DSR)
Upfront cash ≈ HK$8.89M (deposit + AVD stamp duty HK$620,540 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,280
−HK$2,839/mo
▼ 0.25% · 3.875%
HK$46,688
−HK$1,431/mo
Today · 4.125%
HK$48,119
baseline
▲ 0.50% · 4.625%
HK$51,047
+HK$2,928/mo
Deposit HK$6.62M · loan HK$9.93M · min. income ≈ HK$96,238/mo (50% DSR)
Upfront cash ≈ HK$7.24M (deposit + AVD stamp duty HK$620,540 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,373
−HK$2,722/mo
▼ 0.25% · 3.875%
HK$51,724
−HK$1,371/mo
Today · 4.125%
HK$53,095
baseline
▲ 0.50% · 4.625%
HK$55,893
+HK$2,798/mo
Deposit HK$6.62M · loan HK$9.93M · min. income ≈ HK$106,190/mo (50% DSR)
Upfront cash ≈ HK$7.24M (deposit + AVD stamp duty HK$620,540 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,826
−HK$3,313/mo
▼ 0.25% · 3.875%
HK$54,469
−HK$1,670/mo
Today · 4.125%
HK$56,139
baseline
▲ 0.50% · 4.625%
HK$59,555
+HK$3,416/mo
Deposit HK$4.96M · loan HK$11.58M · min. income ≈ HK$112,278/mo (50% DSR)
Upfront cash ≈ HK$5.58M (deposit + AVD stamp duty HK$620,540 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,769
−HK$3,175/mo
▼ 0.25% · 3.875%
HK$60,345
−HK$1,599/mo
Today · 4.125%
HK$61,944
baseline
▲ 0.50% · 4.625%
HK$65,209
+HK$3,265/mo
Deposit HK$4.96M · loan HK$11.58M · min. income ≈ HK$123,888/mo (50% DSR)
Upfront cash ≈ HK$5.58M (deposit + AVD stamp duty HK$620,540 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,919
−HK$4,260/mo
▼ 0.25% · 3.875%
HK$70,032
−HK$2,147/mo
Today · 4.125%
HK$72,179
baseline
▲ 0.50% · 4.625%
HK$76,571
+HK$4,392/mo
Deposit HK$1.65M · loan HK$14.89M · min. income ≈ HK$144,358/mo (50% DSR)
Upfront cash ≈ HK$2.28M (deposit + AVD stamp duty HK$620,540 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,560
−HK$4,082/mo
▼ 0.25% · 3.875%
HK$77,586
−HK$2,056/mo
Today · 4.125%
HK$79,642
baseline
▲ 0.50% · 4.625%
HK$83,840
+HK$4,198/mo
Deposit HK$1.65M · loan HK$14.89M · min. income ≈ HK$159,284/mo (50% DSR)
Upfront cash ≈ HK$2.28M (deposit + AVD stamp duty HK$620,540 · Scale 2, in force from 26 Feb 2026)