LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,734
−HK$2,366/mo
▼ 0.25% · 3.875%
HK$38,908
−HK$1,192/mo
Today · 4.125%
HK$40,100
baseline
▲ 0.50% · 4.625%
HK$42,540
+HK$2,440/mo
Deposit HK$8.27M · loan HK$8.27M · min. income ≈ HK$80,200/mo (50% DSR)
Upfront cash ≈ HK$8.89M (deposit + AVD stamp duty HK$620,558 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,979
−HK$2,268/mo
▼ 0.25% · 3.875%
HK$43,105
−HK$1,142/mo
Today · 4.125%
HK$44,247
baseline
▲ 0.50% · 4.625%
HK$46,579
+HK$2,332/mo
Deposit HK$8.27M · loan HK$8.27M · min. income ≈ HK$88,494/mo (50% DSR)
Upfront cash ≈ HK$8.89M (deposit + AVD stamp duty HK$620,558 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,281
−HK$2,839/mo
▼ 0.25% · 3.875%
HK$46,689
−HK$1,431/mo
Today · 4.125%
HK$48,120
baseline
▲ 0.50% · 4.625%
HK$51,049
+HK$2,929/mo
Deposit HK$6.62M · loan HK$9.93M · min. income ≈ HK$96,240/mo (50% DSR)
Upfront cash ≈ HK$7.24M (deposit + AVD stamp duty HK$620,558 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,375
−HK$2,721/mo
▼ 0.25% · 3.875%
HK$51,726
−HK$1,370/mo
Today · 4.125%
HK$53,096
baseline
▲ 0.50% · 4.625%
HK$55,895
+HK$2,799/mo
Deposit HK$6.62M · loan HK$9.93M · min. income ≈ HK$106,192/mo (50% DSR)
Upfront cash ≈ HK$7.24M (deposit + AVD stamp duty HK$620,558 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,828
−HK$3,313/mo
▼ 0.25% · 3.875%
HK$54,471
−HK$1,670/mo
Today · 4.125%
HK$56,141
baseline
▲ 0.50% · 4.625%
HK$59,557
+HK$3,416/mo
Deposit HK$4.96M · loan HK$11.58M · min. income ≈ HK$112,282/mo (50% DSR)
Upfront cash ≈ HK$5.59M (deposit + AVD stamp duty HK$620,558 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,770
−HK$3,176/mo
▼ 0.25% · 3.875%
HK$60,347
−HK$1,599/mo
Today · 4.125%
HK$61,946
baseline
▲ 0.50% · 4.625%
HK$65,211
+HK$3,265/mo
Deposit HK$4.96M · loan HK$11.58M · min. income ≈ HK$123,892/mo (50% DSR)
Upfront cash ≈ HK$5.59M (deposit + AVD stamp duty HK$620,558 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,921
−HK$4,260/mo
▼ 0.25% · 3.875%
HK$70,034
−HK$2,147/mo
Today · 4.125%
HK$72,181
baseline
▲ 0.50% · 4.625%
HK$76,573
+HK$4,392/mo
Deposit HK$1.65M · loan HK$14.89M · min. income ≈ HK$144,362/mo (50% DSR)
Upfront cash ≈ HK$2.28M (deposit + AVD stamp duty HK$620,558 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,562
−HK$4,082/mo
▼ 0.25% · 3.875%
HK$77,588
−HK$2,056/mo
Today · 4.125%
HK$79,644
baseline
▲ 0.50% · 4.625%
HK$83,842
+HK$4,198/mo
Deposit HK$1.65M · loan HK$14.89M · min. income ≈ HK$159,288/mo (50% DSR)
Upfront cash ≈ HK$2.28M (deposit + AVD stamp duty HK$620,558 · Scale 2, in force from 26 Feb 2026)