LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,738
−HK$2,366/mo
▼ 0.25% · 3.875%
HK$38,911
−HK$1,193/mo
Today · 4.125%
HK$40,104
baseline
▲ 0.50% · 4.625%
HK$42,544
+HK$2,440/mo
Deposit HK$8.27M · loan HK$8.27M · min. income ≈ HK$80,208/mo (50% DSR)
Upfront cash ≈ HK$8.90M (deposit + AVD stamp duty HK$620,614 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,983
−HK$2,268/mo
▼ 0.25% · 3.875%
HK$43,109
−HK$1,142/mo
Today · 4.125%
HK$44,251
baseline
▲ 0.50% · 4.625%
HK$46,583
+HK$2,332/mo
Deposit HK$8.27M · loan HK$8.27M · min. income ≈ HK$88,502/mo (50% DSR)
Upfront cash ≈ HK$8.90M (deposit + AVD stamp duty HK$620,614 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,285
−HK$2,840/mo
▼ 0.25% · 3.875%
HK$46,694
−HK$1,431/mo
Today · 4.125%
HK$48,125
baseline
▲ 0.50% · 4.625%
HK$51,053
+HK$2,928/mo
Deposit HK$6.62M · loan HK$9.93M · min. income ≈ HK$96,250/mo (50% DSR)
Upfront cash ≈ HK$7.24M (deposit + AVD stamp duty HK$620,614 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,379
−HK$2,722/mo
▼ 0.25% · 3.875%
HK$51,730
−HK$1,371/mo
Today · 4.125%
HK$53,101
baseline
▲ 0.50% · 4.625%
HK$55,900
+HK$2,799/mo
Deposit HK$6.62M · loan HK$9.93M · min. income ≈ HK$106,202/mo (50% DSR)
Upfront cash ≈ HK$7.24M (deposit + AVD stamp duty HK$620,614 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,833
−HK$3,313/mo
▼ 0.25% · 3.875%
HK$54,476
−HK$1,670/mo
Today · 4.125%
HK$56,146
baseline
▲ 0.50% · 4.625%
HK$59,562
+HK$3,416/mo
Deposit HK$4.96M · loan HK$11.58M · min. income ≈ HK$112,292/mo (50% DSR)
Upfront cash ≈ HK$5.59M (deposit + AVD stamp duty HK$620,614 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,776
−HK$3,175/mo
▼ 0.25% · 3.875%
HK$60,352
−HK$1,599/mo
Today · 4.125%
HK$61,951
baseline
▲ 0.50% · 4.625%
HK$65,217
+HK$3,266/mo
Deposit HK$4.96M · loan HK$11.58M · min. income ≈ HK$123,902/mo (50% DSR)
Upfront cash ≈ HK$5.59M (deposit + AVD stamp duty HK$620,614 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,928
−HK$4,259/mo
▼ 0.25% · 3.875%
HK$70,041
−HK$2,146/mo
Today · 4.125%
HK$72,187
baseline
▲ 0.50% · 4.625%
HK$76,580
+HK$4,393/mo
Deposit HK$1.65M · loan HK$14.89M · min. income ≈ HK$144,374/mo (50% DSR)
Upfront cash ≈ HK$2.28M (deposit + AVD stamp duty HK$620,614 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,569
−HK$4,082/mo
▼ 0.25% · 3.875%
HK$77,595
−HK$2,056/mo
Today · 4.125%
HK$79,651
baseline
▲ 0.50% · 4.625%
HK$83,850
+HK$4,199/mo
Deposit HK$1.65M · loan HK$14.89M · min. income ≈ HK$159,302/mo (50% DSR)
Upfront cash ≈ HK$2.28M (deposit + AVD stamp duty HK$620,614 · Scale 2, in force from 26 Feb 2026)