LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,740
−HK$2,366/mo
▼ 0.25% · 3.875%
HK$38,914
−HK$1,192/mo
Today · 4.125%
HK$40,106
baseline
▲ 0.50% · 4.625%
HK$42,547
+HK$2,441/mo
Deposit HK$8.28M · loan HK$8.28M · min. income ≈ HK$80,212/mo (50% DSR)
Upfront cash ≈ HK$8.90M (deposit + AVD stamp duty HK$620,650 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,985
−HK$2,268/mo
▼ 0.25% · 3.875%
HK$43,111
−HK$1,142/mo
Today · 4.125%
HK$44,253
baseline
▲ 0.50% · 4.625%
HK$46,586
+HK$2,333/mo
Deposit HK$8.28M · loan HK$8.28M · min. income ≈ HK$88,506/mo (50% DSR)
Upfront cash ≈ HK$8.90M (deposit + AVD stamp duty HK$620,650 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,288
−HK$2,840/mo
▼ 0.25% · 3.875%
HK$46,696
−HK$1,432/mo
Today · 4.125%
HK$48,128
baseline
▲ 0.50% · 4.625%
HK$51,056
+HK$2,928/mo
Deposit HK$6.62M · loan HK$9.93M · min. income ≈ HK$96,256/mo (50% DSR)
Upfront cash ≈ HK$7.24M (deposit + AVD stamp duty HK$620,650 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,382
−HK$2,722/mo
▼ 0.25% · 3.875%
HK$51,733
−HK$1,371/mo
Today · 4.125%
HK$53,104
baseline
▲ 0.50% · 4.625%
HK$55,903
+HK$2,799/mo
Deposit HK$6.62M · loan HK$9.93M · min. income ≈ HK$106,208/mo (50% DSR)
Upfront cash ≈ HK$7.24M (deposit + AVD stamp duty HK$620,650 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,836
−HK$3,313/mo
▼ 0.25% · 3.875%
HK$54,479
−HK$1,670/mo
Today · 4.125%
HK$56,149
baseline
▲ 0.50% · 4.625%
HK$59,565
+HK$3,416/mo
Deposit HK$4.97M · loan HK$11.59M · min. income ≈ HK$112,298/mo (50% DSR)
Upfront cash ≈ HK$5.59M (deposit + AVD stamp duty HK$620,650 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,779
−HK$3,176/mo
▼ 0.25% · 3.875%
HK$60,356
−HK$1,599/mo
Today · 4.125%
HK$61,955
baseline
▲ 0.50% · 4.625%
HK$65,220
+HK$3,265/mo
Deposit HK$4.97M · loan HK$11.59M · min. income ≈ HK$123,910/mo (50% DSR)
Upfront cash ≈ HK$5.59M (deposit + AVD stamp duty HK$620,650 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,931
−HK$4,260/mo
▼ 0.25% · 3.875%
HK$70,045
−HK$2,146/mo
Today · 4.125%
HK$72,191
baseline
▲ 0.50% · 4.625%
HK$76,584
+HK$4,393/mo
Deposit HK$1.66M · loan HK$14.90M · min. income ≈ HK$144,382/mo (50% DSR)
Upfront cash ≈ HK$2.28M (deposit + AVD stamp duty HK$620,650 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,573
−HK$4,083/mo
▼ 0.25% · 3.875%
HK$77,600
−HK$2,056/mo
Today · 4.125%
HK$79,656
baseline
▲ 0.50% · 4.625%
HK$83,855
+HK$4,199/mo
Deposit HK$1.66M · loan HK$14.90M · min. income ≈ HK$159,312/mo (50% DSR)
Upfront cash ≈ HK$2.28M (deposit + AVD stamp duty HK$620,650 · Scale 2, in force from 26 Feb 2026)