LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,743
−HK$2,366/mo
▼ 0.25% · 3.875%
HK$38,917
−HK$1,192/mo
Today · 4.125%
HK$40,109
baseline
▲ 0.50% · 4.625%
HK$42,550
+HK$2,441/mo
Deposit HK$8.28M · loan HK$8.28M · min. income ≈ HK$80,218/mo (50% DSR)
Upfront cash ≈ HK$8.90M (deposit + AVD stamp duty HK$620,696 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,988
−HK$2,269/mo
▼ 0.25% · 3.875%
HK$43,114
−HK$1,143/mo
Today · 4.125%
HK$44,257
baseline
▲ 0.50% · 4.625%
HK$46,590
+HK$2,333/mo
Deposit HK$8.28M · loan HK$8.28M · min. income ≈ HK$88,514/mo (50% DSR)
Upfront cash ≈ HK$8.90M (deposit + AVD stamp duty HK$620,696 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,291
−HK$2,840/mo
▼ 0.25% · 3.875%
HK$46,700
−HK$1,431/mo
Today · 4.125%
HK$48,131
baseline
▲ 0.50% · 4.625%
HK$51,060
+HK$2,929/mo
Deposit HK$6.62M · loan HK$9.93M · min. income ≈ HK$96,262/mo (50% DSR)
Upfront cash ≈ HK$7.24M (deposit + AVD stamp duty HK$620,696 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,386
−HK$2,722/mo
▼ 0.25% · 3.875%
HK$51,737
−HK$1,371/mo
Today · 4.125%
HK$53,108
baseline
▲ 0.50% · 4.625%
HK$55,907
+HK$2,799/mo
Deposit HK$6.62M · loan HK$9.93M · min. income ≈ HK$106,216/mo (50% DSR)
Upfront cash ≈ HK$7.24M (deposit + AVD stamp duty HK$620,696 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,840
−HK$3,313/mo
▼ 0.25% · 3.875%
HK$54,483
−HK$1,670/mo
Today · 4.125%
HK$56,153
baseline
▲ 0.50% · 4.625%
HK$59,570
+HK$3,417/mo
Deposit HK$4.97M · loan HK$11.59M · min. income ≈ HK$112,306/mo (50% DSR)
Upfront cash ≈ HK$5.59M (deposit + AVD stamp duty HK$620,696 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,783
−HK$3,176/mo
▼ 0.25% · 3.875%
HK$60,360
−HK$1,599/mo
Today · 4.125%
HK$61,959
baseline
▲ 0.50% · 4.625%
HK$65,225
+HK$3,266/mo
Deposit HK$4.97M · loan HK$11.59M · min. income ≈ HK$123,918/mo (50% DSR)
Upfront cash ≈ HK$5.59M (deposit + AVD stamp duty HK$620,696 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,937
−HK$4,260/mo
▼ 0.25% · 3.875%
HK$70,050
−HK$2,147/mo
Today · 4.125%
HK$72,197
baseline
▲ 0.50% · 4.625%
HK$76,590
+HK$4,393/mo
Deposit HK$1.66M · loan HK$14.90M · min. income ≈ HK$144,394/mo (50% DSR)
Upfront cash ≈ HK$2.28M (deposit + AVD stamp duty HK$620,696 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,579
−HK$4,083/mo
▼ 0.25% · 3.875%
HK$77,606
−HK$2,056/mo
Today · 4.125%
HK$79,662
baseline
▲ 0.50% · 4.625%
HK$83,861
+HK$4,199/mo
Deposit HK$1.66M · loan HK$14.90M · min. income ≈ HK$159,324/mo (50% DSR)
Upfront cash ≈ HK$2.28M (deposit + AVD stamp duty HK$620,696 · Scale 2, in force from 26 Feb 2026)