LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,743
−HK$2,367/mo
▼ 0.25% · 3.875%
HK$38,917
−HK$1,193/mo
Today · 4.125%
HK$40,110
baseline
▲ 0.50% · 4.625%
HK$42,551
+HK$2,441/mo
Deposit HK$8.28M · loan HK$8.28M · min. income ≈ HK$80,220/mo (50% DSR)
Upfront cash ≈ HK$8.90M (deposit + AVD stamp duty HK$620,708 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,989
−HK$2,269/mo
▼ 0.25% · 3.875%
HK$43,115
−HK$1,143/mo
Today · 4.125%
HK$44,258
baseline
▲ 0.50% · 4.625%
HK$46,590
+HK$2,332/mo
Deposit HK$8.28M · loan HK$8.28M · min. income ≈ HK$88,516/mo (50% DSR)
Upfront cash ≈ HK$8.90M (deposit + AVD stamp duty HK$620,708 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,292
−HK$2,840/mo
▼ 0.25% · 3.875%
HK$46,701
−HK$1,431/mo
Today · 4.125%
HK$48,132
baseline
▲ 0.50% · 4.625%
HK$51,061
+HK$2,929/mo
Deposit HK$6.62M · loan HK$9.93M · min. income ≈ HK$96,264/mo (50% DSR)
Upfront cash ≈ HK$7.24M (deposit + AVD stamp duty HK$620,708 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,387
−HK$2,722/mo
▼ 0.25% · 3.875%
HK$51,738
−HK$1,371/mo
Today · 4.125%
HK$53,109
baseline
▲ 0.50% · 4.625%
HK$55,908
+HK$2,799/mo
Deposit HK$6.62M · loan HK$9.93M · min. income ≈ HK$106,218/mo (50% DSR)
Upfront cash ≈ HK$7.24M (deposit + AVD stamp duty HK$620,708 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,841
−HK$3,313/mo
▼ 0.25% · 3.875%
HK$54,484
−HK$1,670/mo
Today · 4.125%
HK$56,154
baseline
▲ 0.50% · 4.625%
HK$59,571
+HK$3,417/mo
Deposit HK$4.97M · loan HK$11.59M · min. income ≈ HK$112,308/mo (50% DSR)
Upfront cash ≈ HK$5.59M (deposit + AVD stamp duty HK$620,708 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,785
−HK$3,176/mo
▼ 0.25% · 3.875%
HK$60,361
−HK$1,600/mo
Today · 4.125%
HK$61,961
baseline
▲ 0.50% · 4.625%
HK$65,227
+HK$3,266/mo
Deposit HK$4.97M · loan HK$11.59M · min. income ≈ HK$123,922/mo (50% DSR)
Upfront cash ≈ HK$5.59M (deposit + AVD stamp duty HK$620,708 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,938
−HK$4,260/mo
▼ 0.25% · 3.875%
HK$70,051
−HK$2,147/mo
Today · 4.125%
HK$72,198
baseline
▲ 0.50% · 4.625%
HK$76,591
+HK$4,393/mo
Deposit HK$1.66M · loan HK$14.90M · min. income ≈ HK$144,396/mo (50% DSR)
Upfront cash ≈ HK$2.28M (deposit + AVD stamp duty HK$620,708 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,580
−HK$4,084/mo
▼ 0.25% · 3.875%
HK$77,607
−HK$2,057/mo
Today · 4.125%
HK$79,664
baseline
▲ 0.50% · 4.625%
HK$83,863
+HK$4,199/mo
Deposit HK$1.66M · loan HK$14.90M · min. income ≈ HK$159,328/mo (50% DSR)
Upfront cash ≈ HK$2.28M (deposit + AVD stamp duty HK$620,708 · Scale 2, in force from 26 Feb 2026)