LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,745
−HK$2,366/mo
▼ 0.25% · 3.875%
HK$38,919
−HK$1,192/mo
Today · 4.125%
HK$40,111
baseline
▲ 0.50% · 4.625%
HK$42,552
+HK$2,441/mo
Deposit HK$8.28M · loan HK$8.28M · min. income ≈ HK$80,222/mo (50% DSR)
Upfront cash ≈ HK$8.90M (deposit + AVD stamp duty HK$620,728 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,990
−HK$2,269/mo
▼ 0.25% · 3.875%
HK$43,117
−HK$1,142/mo
Today · 4.125%
HK$44,259
baseline
▲ 0.50% · 4.625%
HK$46,592
+HK$2,333/mo
Deposit HK$8.28M · loan HK$8.28M · min. income ≈ HK$88,518/mo (50% DSR)
Upfront cash ≈ HK$8.90M (deposit + AVD stamp duty HK$620,728 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,293
−HK$2,841/mo
▼ 0.25% · 3.875%
HK$46,702
−HK$1,432/mo
Today · 4.125%
HK$48,134
baseline
▲ 0.50% · 4.625%
HK$51,063
+HK$2,929/mo
Deposit HK$6.62M · loan HK$9.93M · min. income ≈ HK$96,268/mo (50% DSR)
Upfront cash ≈ HK$7.24M (deposit + AVD stamp duty HK$620,728 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,388
−HK$2,723/mo
▼ 0.25% · 3.875%
HK$51,740
−HK$1,371/mo
Today · 4.125%
HK$53,111
baseline
▲ 0.50% · 4.625%
HK$55,910
+HK$2,799/mo
Deposit HK$6.62M · loan HK$9.93M · min. income ≈ HK$106,222/mo (50% DSR)
Upfront cash ≈ HK$7.24M (deposit + AVD stamp duty HK$620,728 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,842
−HK$3,314/mo
▼ 0.25% · 3.875%
HK$54,486
−HK$1,670/mo
Today · 4.125%
HK$56,156
baseline
▲ 0.50% · 4.625%
HK$59,573
+HK$3,417/mo
Deposit HK$4.97M · loan HK$11.59M · min. income ≈ HK$112,312/mo (50% DSR)
Upfront cash ≈ HK$5.59M (deposit + AVD stamp duty HK$620,728 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,787
−HK$3,176/mo
▼ 0.25% · 3.875%
HK$60,363
−HK$1,600/mo
Today · 4.125%
HK$61,963
baseline
▲ 0.50% · 4.625%
HK$65,229
+HK$3,266/mo
Deposit HK$4.97M · loan HK$11.59M · min. income ≈ HK$123,926/mo (50% DSR)
Upfront cash ≈ HK$5.59M (deposit + AVD stamp duty HK$620,728 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,940
−HK$4,261/mo
▼ 0.25% · 3.875%
HK$70,053
−HK$2,148/mo
Today · 4.125%
HK$72,201
baseline
▲ 0.50% · 4.625%
HK$76,594
+HK$4,393/mo
Deposit HK$1.66M · loan HK$14.90M · min. income ≈ HK$144,402/mo (50% DSR)
Upfront cash ≈ HK$2.28M (deposit + AVD stamp duty HK$620,728 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,583
−HK$4,083/mo
▼ 0.25% · 3.875%
HK$77,610
−HK$2,056/mo
Today · 4.125%
HK$79,666
baseline
▲ 0.50% · 4.625%
HK$83,866
+HK$4,200/mo
Deposit HK$1.66M · loan HK$14.90M · min. income ≈ HK$159,332/mo (50% DSR)
Upfront cash ≈ HK$2.28M (deposit + AVD stamp duty HK$620,728 · Scale 2, in force from 26 Feb 2026)