LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,746
−HK$2,367/mo
▼ 0.25% · 3.875%
HK$38,920
−HK$1,193/mo
Today · 4.125%
HK$40,113
baseline
▲ 0.50% · 4.625%
HK$42,554
+HK$2,441/mo
Deposit HK$8.28M · loan HK$8.28M · min. income ≈ HK$80,226/mo (50% DSR)
Upfront cash ≈ HK$8.90M (deposit + AVD stamp duty HK$620,758 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,992
−HK$2,269/mo
▼ 0.25% · 3.875%
HK$43,119
−HK$1,142/mo
Today · 4.125%
HK$44,261
baseline
▲ 0.50% · 4.625%
HK$46,594
+HK$2,333/mo
Deposit HK$8.28M · loan HK$8.28M · min. income ≈ HK$88,522/mo (50% DSR)
Upfront cash ≈ HK$8.90M (deposit + AVD stamp duty HK$620,758 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,296
−HK$2,840/mo
▼ 0.25% · 3.875%
HK$46,705
−HK$1,431/mo
Today · 4.125%
HK$48,136
baseline
▲ 0.50% · 4.625%
HK$51,065
+HK$2,929/mo
Deposit HK$6.62M · loan HK$9.93M · min. income ≈ HK$96,272/mo (50% DSR)
Upfront cash ≈ HK$7.24M (deposit + AVD stamp duty HK$620,758 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,391
−HK$2,722/mo
▼ 0.25% · 3.875%
HK$51,742
−HK$1,371/mo
Today · 4.125%
HK$53,113
baseline
▲ 0.50% · 4.625%
HK$55,913
+HK$2,800/mo
Deposit HK$6.62M · loan HK$9.93M · min. income ≈ HK$106,226/mo (50% DSR)
Upfront cash ≈ HK$7.24M (deposit + AVD stamp duty HK$620,758 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,845
−HK$3,314/mo
▼ 0.25% · 3.875%
HK$54,489
−HK$1,670/mo
Today · 4.125%
HK$56,159
baseline
▲ 0.50% · 4.625%
HK$59,576
+HK$3,417/mo
Deposit HK$4.97M · loan HK$11.59M · min. income ≈ HK$112,318/mo (50% DSR)
Upfront cash ≈ HK$5.59M (deposit + AVD stamp duty HK$620,758 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,789
−HK$3,177/mo
▼ 0.25% · 3.875%
HK$60,366
−HK$1,600/mo
Today · 4.125%
HK$61,966
baseline
▲ 0.50% · 4.625%
HK$65,232
+HK$3,266/mo
Deposit HK$4.97M · loan HK$11.59M · min. income ≈ HK$123,932/mo (50% DSR)
Upfront cash ≈ HK$5.59M (deposit + AVD stamp duty HK$620,758 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,943
−HK$4,261/mo
▼ 0.25% · 3.875%
HK$70,057
−HK$2,147/mo
Today · 4.125%
HK$72,204
baseline
▲ 0.50% · 4.625%
HK$76,597
+HK$4,393/mo
Deposit HK$1.66M · loan HK$14.90M · min. income ≈ HK$144,408/mo (50% DSR)
Upfront cash ≈ HK$2.28M (deposit + AVD stamp duty HK$620,758 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,586
−HK$4,084/mo
▼ 0.25% · 3.875%
HK$77,613
−HK$2,057/mo
Today · 4.125%
HK$79,670
baseline
▲ 0.50% · 4.625%
HK$83,869
+HK$4,199/mo
Deposit HK$1.66M · loan HK$14.90M · min. income ≈ HK$159,340/mo (50% DSR)
Upfront cash ≈ HK$2.28M (deposit + AVD stamp duty HK$620,758 · Scale 2, in force from 26 Feb 2026)