LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,749
−HK$2,367/mo
▼ 0.25% · 3.875%
HK$38,923
−HK$1,193/mo
Today · 4.125%
HK$40,116
baseline
▲ 0.50% · 4.625%
HK$42,557
+HK$2,441/mo
Deposit HK$8.28M · loan HK$8.28M · min. income ≈ HK$80,232/mo (50% DSR)
Upfront cash ≈ HK$8.90M (deposit + AVD stamp duty HK$620,795 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,995
−HK$2,269/mo
▼ 0.25% · 3.875%
HK$43,121
−HK$1,143/mo
Today · 4.125%
HK$44,264
baseline
▲ 0.50% · 4.625%
HK$46,597
+HK$2,333/mo
Deposit HK$8.28M · loan HK$8.28M · min. income ≈ HK$88,528/mo (50% DSR)
Upfront cash ≈ HK$8.90M (deposit + AVD stamp duty HK$620,795 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,298
−HK$2,841/mo
▼ 0.25% · 3.875%
HK$46,707
−HK$1,432/mo
Today · 4.125%
HK$48,139
baseline
▲ 0.50% · 4.625%
HK$51,068
+HK$2,929/mo
Deposit HK$6.62M · loan HK$9.93M · min. income ≈ HK$96,278/mo (50% DSR)
Upfront cash ≈ HK$7.24M (deposit + AVD stamp duty HK$620,795 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,394
−HK$2,723/mo
▼ 0.25% · 3.875%
HK$51,745
−HK$1,372/mo
Today · 4.125%
HK$53,117
baseline
▲ 0.50% · 4.625%
HK$55,916
+HK$2,799/mo
Deposit HK$6.62M · loan HK$9.93M · min. income ≈ HK$106,234/mo (50% DSR)
Upfront cash ≈ HK$7.24M (deposit + AVD stamp duty HK$620,795 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,848
−HK$3,314/mo
▼ 0.25% · 3.875%
HK$54,492
−HK$1,670/mo
Today · 4.125%
HK$56,162
baseline
▲ 0.50% · 4.625%
HK$59,579
+HK$3,417/mo
Deposit HK$4.97M · loan HK$11.59M · min. income ≈ HK$112,324/mo (50% DSR)
Upfront cash ≈ HK$5.59M (deposit + AVD stamp duty HK$620,795 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,793
−HK$3,176/mo
▼ 0.25% · 3.875%
HK$60,370
−HK$1,599/mo
Today · 4.125%
HK$61,969
baseline
▲ 0.50% · 4.625%
HK$65,236
+HK$3,267/mo
Deposit HK$4.97M · loan HK$11.59M · min. income ≈ HK$123,938/mo (50% DSR)
Upfront cash ≈ HK$5.59M (deposit + AVD stamp duty HK$620,795 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,947
−HK$4,261/mo
▼ 0.25% · 3.875%
HK$70,061
−HK$2,147/mo
Today · 4.125%
HK$72,208
baseline
▲ 0.50% · 4.625%
HK$76,602
+HK$4,394/mo
Deposit HK$1.66M · loan HK$14.90M · min. income ≈ HK$144,416/mo (50% DSR)
Upfront cash ≈ HK$2.28M (deposit + AVD stamp duty HK$620,795 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,591
−HK$4,084/mo
▼ 0.25% · 3.875%
HK$77,618
−HK$2,057/mo
Today · 4.125%
HK$79,675
baseline
▲ 0.50% · 4.625%
HK$83,875
+HK$4,200/mo
Deposit HK$1.66M · loan HK$14.90M · min. income ≈ HK$159,350/mo (50% DSR)
Upfront cash ≈ HK$2.28M (deposit + AVD stamp duty HK$620,795 · Scale 2, in force from 26 Feb 2026)