LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,749
−HK$2,367/mo
▼ 0.25% · 3.875%
HK$38,923
−HK$1,193/mo
Today · 4.125%
HK$40,116
baseline
▲ 0.50% · 4.625%
HK$42,557
+HK$2,441/mo
Deposit HK$8.28M · loan HK$8.28M · min. income ≈ HK$80,232/mo (50% DSR)
Upfront cash ≈ HK$8.90M (deposit + AVD stamp duty HK$620,804 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,996
−HK$2,268/mo
▼ 0.25% · 3.875%
HK$43,122
−HK$1,142/mo
Today · 4.125%
HK$44,264
baseline
▲ 0.50% · 4.625%
HK$46,598
+HK$2,334/mo
Deposit HK$8.28M · loan HK$8.28M · min. income ≈ HK$88,528/mo (50% DSR)
Upfront cash ≈ HK$8.90M (deposit + AVD stamp duty HK$620,804 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,299
−HK$2,841/mo
▼ 0.25% · 3.875%
HK$46,708
−HK$1,432/mo
Today · 4.125%
HK$48,140
baseline
▲ 0.50% · 4.625%
HK$51,069
+HK$2,929/mo
Deposit HK$6.62M · loan HK$9.93M · min. income ≈ HK$96,280/mo (50% DSR)
Upfront cash ≈ HK$7.24M (deposit + AVD stamp duty HK$620,804 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,395
−HK$2,722/mo
▼ 0.25% · 3.875%
HK$51,746
−HK$1,371/mo
Today · 4.125%
HK$53,117
baseline
▲ 0.50% · 4.625%
HK$55,917
+HK$2,800/mo
Deposit HK$6.62M · loan HK$9.93M · min. income ≈ HK$106,234/mo (50% DSR)
Upfront cash ≈ HK$7.24M (deposit + AVD stamp duty HK$620,804 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,849
−HK$3,314/mo
▼ 0.25% · 3.875%
HK$54,493
−HK$1,670/mo
Today · 4.125%
HK$56,163
baseline
▲ 0.50% · 4.625%
HK$59,580
+HK$3,417/mo
Deposit HK$4.97M · loan HK$11.59M · min. income ≈ HK$112,326/mo (50% DSR)
Upfront cash ≈ HK$5.59M (deposit + AVD stamp duty HK$620,804 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,794
−HK$3,176/mo
▼ 0.25% · 3.875%
HK$60,371
−HK$1,599/mo
Today · 4.125%
HK$61,970
baseline
▲ 0.50% · 4.625%
HK$65,237
+HK$3,267/mo
Deposit HK$4.97M · loan HK$11.59M · min. income ≈ HK$123,940/mo (50% DSR)
Upfront cash ≈ HK$5.59M (deposit + AVD stamp duty HK$620,804 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,948
−HK$4,261/mo
▼ 0.25% · 3.875%
HK$70,062
−HK$2,147/mo
Today · 4.125%
HK$72,209
baseline
▲ 0.50% · 4.625%
HK$76,603
+HK$4,394/mo
Deposit HK$1.66M · loan HK$14.90M · min. income ≈ HK$144,418/mo (50% DSR)
Upfront cash ≈ HK$2.28M (deposit + AVD stamp duty HK$620,804 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,592
−HK$4,084/mo
▼ 0.25% · 3.875%
HK$77,619
−HK$2,057/mo
Today · 4.125%
HK$79,676
baseline
▲ 0.50% · 4.625%
HK$83,876
+HK$4,200/mo
Deposit HK$1.66M · loan HK$14.90M · min. income ≈ HK$159,352/mo (50% DSR)
Upfront cash ≈ HK$2.28M (deposit + AVD stamp duty HK$620,804 · Scale 2, in force from 26 Feb 2026)