LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,751
−HK$2,367/mo
▼ 0.25% · 3.875%
HK$38,925
−HK$1,193/mo
Today · 4.125%
HK$40,118
baseline
▲ 0.50% · 4.625%
HK$42,559
+HK$2,441/mo
Deposit HK$8.28M · loan HK$8.28M · min. income ≈ HK$80,236/mo (50% DSR)
Upfront cash ≈ HK$8.90M (deposit + AVD stamp duty HK$620,829 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,997
−HK$2,269/mo
▼ 0.25% · 3.875%
HK$43,124
−HK$1,142/mo
Today · 4.125%
HK$44,266
baseline
▲ 0.50% · 4.625%
HK$46,600
+HK$2,334/mo
Deposit HK$8.28M · loan HK$8.28M · min. income ≈ HK$88,532/mo (50% DSR)
Upfront cash ≈ HK$8.90M (deposit + AVD stamp duty HK$620,829 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,301
−HK$2,841/mo
▼ 0.25% · 3.875%
HK$46,710
−HK$1,432/mo
Today · 4.125%
HK$48,142
baseline
▲ 0.50% · 4.625%
HK$51,071
+HK$2,929/mo
Deposit HK$6.62M · loan HK$9.93M · min. income ≈ HK$96,284/mo (50% DSR)
Upfront cash ≈ HK$7.24M (deposit + AVD stamp duty HK$620,829 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,397
−HK$2,722/mo
▼ 0.25% · 3.875%
HK$51,748
−HK$1,371/mo
Today · 4.125%
HK$53,119
baseline
▲ 0.50% · 4.625%
HK$55,919
+HK$2,800/mo
Deposit HK$6.62M · loan HK$9.93M · min. income ≈ HK$106,238/mo (50% DSR)
Upfront cash ≈ HK$7.24M (deposit + AVD stamp duty HK$620,829 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,851
−HK$3,314/mo
▼ 0.25% · 3.875%
HK$54,495
−HK$1,670/mo
Today · 4.125%
HK$56,165
baseline
▲ 0.50% · 4.625%
HK$59,583
+HK$3,418/mo
Deposit HK$4.97M · loan HK$11.59M · min. income ≈ HK$112,330/mo (50% DSR)
Upfront cash ≈ HK$5.59M (deposit + AVD stamp duty HK$620,829 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,796
−HK$3,177/mo
▼ 0.25% · 3.875%
HK$60,373
−HK$1,600/mo
Today · 4.125%
HK$61,973
baseline
▲ 0.50% · 4.625%
HK$65,239
+HK$3,266/mo
Deposit HK$4.97M · loan HK$11.59M · min. income ≈ HK$123,946/mo (50% DSR)
Upfront cash ≈ HK$5.59M (deposit + AVD stamp duty HK$620,829 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,951
−HK$4,261/mo
▼ 0.25% · 3.875%
HK$70,065
−HK$2,147/mo
Today · 4.125%
HK$72,212
baseline
▲ 0.50% · 4.625%
HK$76,606
+HK$4,394/mo
Deposit HK$1.66M · loan HK$14.90M · min. income ≈ HK$144,424/mo (50% DSR)
Upfront cash ≈ HK$2.28M (deposit + AVD stamp duty HK$620,829 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,595
−HK$4,084/mo
▼ 0.25% · 3.875%
HK$77,622
−HK$2,057/mo
Today · 4.125%
HK$79,679
baseline
▲ 0.50% · 4.625%
HK$83,879
+HK$4,200/mo
Deposit HK$1.66M · loan HK$14.90M · min. income ≈ HK$159,358/mo (50% DSR)
Upfront cash ≈ HK$2.28M (deposit + AVD stamp duty HK$620,829 · Scale 2, in force from 26 Feb 2026)