LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,751
−HK$2,368/mo
▼ 0.25% · 3.875%
HK$38,926
−HK$1,193/mo
Today · 4.125%
HK$40,119
baseline
▲ 0.50% · 4.625%
HK$42,560
+HK$2,441/mo
Deposit HK$8.28M · loan HK$8.28M · min. income ≈ HK$80,238/mo (50% DSR)
Upfront cash ≈ HK$8.90M (deposit + AVD stamp duty HK$620,842 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,998
−HK$2,269/mo
▼ 0.25% · 3.875%
HK$43,124
−HK$1,143/mo
Today · 4.125%
HK$44,267
baseline
▲ 0.50% · 4.625%
HK$46,600
+HK$2,333/mo
Deposit HK$8.28M · loan HK$8.28M · min. income ≈ HK$88,534/mo (50% DSR)
Upfront cash ≈ HK$8.90M (deposit + AVD stamp duty HK$620,842 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,302
−HK$2,841/mo
▼ 0.25% · 3.875%
HK$46,711
−HK$1,432/mo
Today · 4.125%
HK$48,143
baseline
▲ 0.50% · 4.625%
HK$51,072
+HK$2,929/mo
Deposit HK$6.62M · loan HK$9.93M · min. income ≈ HK$96,286/mo (50% DSR)
Upfront cash ≈ HK$7.24M (deposit + AVD stamp duty HK$620,842 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,398
−HK$2,723/mo
▼ 0.25% · 3.875%
HK$51,749
−HK$1,372/mo
Today · 4.125%
HK$53,121
baseline
▲ 0.50% · 4.625%
HK$55,921
+HK$2,800/mo
Deposit HK$6.62M · loan HK$9.93M · min. income ≈ HK$106,242/mo (50% DSR)
Upfront cash ≈ HK$7.24M (deposit + AVD stamp duty HK$620,842 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,852
−HK$3,314/mo
▼ 0.25% · 3.875%
HK$54,496
−HK$1,670/mo
Today · 4.125%
HK$56,166
baseline
▲ 0.50% · 4.625%
HK$59,584
+HK$3,418/mo
Deposit HK$4.97M · loan HK$11.59M · min. income ≈ HK$112,332/mo (50% DSR)
Upfront cash ≈ HK$5.59M (deposit + AVD stamp duty HK$620,842 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,797
−HK$3,177/mo
▼ 0.25% · 3.875%
HK$60,374
−HK$1,600/mo
Today · 4.125%
HK$61,974
baseline
▲ 0.50% · 4.625%
HK$65,241
+HK$3,267/mo
Deposit HK$4.97M · loan HK$11.59M · min. income ≈ HK$123,948/mo (50% DSR)
Upfront cash ≈ HK$5.59M (deposit + AVD stamp duty HK$620,842 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,953
−HK$4,261/mo
▼ 0.25% · 3.875%
HK$70,066
−HK$2,148/mo
Today · 4.125%
HK$72,214
baseline
▲ 0.50% · 4.625%
HK$76,608
+HK$4,394/mo
Deposit HK$1.66M · loan HK$14.90M · min. income ≈ HK$144,428/mo (50% DSR)
Upfront cash ≈ HK$2.28M (deposit + AVD stamp duty HK$620,842 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,597
−HK$4,084/mo
▼ 0.25% · 3.875%
HK$77,624
−HK$2,057/mo
Today · 4.125%
HK$79,681
baseline
▲ 0.50% · 4.625%
HK$83,881
+HK$4,200/mo
Deposit HK$1.66M · loan HK$14.90M · min. income ≈ HK$159,362/mo (50% DSR)
Upfront cash ≈ HK$2.28M (deposit + AVD stamp duty HK$620,842 · Scale 2, in force from 26 Feb 2026)