LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,753
−HK$2,367/mo
▼ 0.25% · 3.875%
HK$38,927
−HK$1,193/mo
Today · 4.125%
HK$40,120
baseline
▲ 0.50% · 4.625%
HK$42,561
+HK$2,441/mo
Deposit HK$8.28M · loan HK$8.28M · min. income ≈ HK$80,240/mo (50% DSR)
Upfront cash ≈ HK$8.90M (deposit + AVD stamp duty HK$620,864 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,000
−HK$2,269/mo
▼ 0.25% · 3.875%
HK$43,126
−HK$1,143/mo
Today · 4.125%
HK$44,269
baseline
▲ 0.50% · 4.625%
HK$46,602
+HK$2,333/mo
Deposit HK$8.28M · loan HK$8.28M · min. income ≈ HK$88,538/mo (50% DSR)
Upfront cash ≈ HK$8.90M (deposit + AVD stamp duty HK$620,864 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,303
−HK$2,841/mo
▼ 0.25% · 3.875%
HK$46,712
−HK$1,432/mo
Today · 4.125%
HK$48,144
baseline
▲ 0.50% · 4.625%
HK$51,074
+HK$2,930/mo
Deposit HK$6.62M · loan HK$9.93M · min. income ≈ HK$96,288/mo (50% DSR)
Upfront cash ≈ HK$7.24M (deposit + AVD stamp duty HK$620,864 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,399
−HK$2,723/mo
▼ 0.25% · 3.875%
HK$51,751
−HK$1,371/mo
Today · 4.125%
HK$53,122
baseline
▲ 0.50% · 4.625%
HK$55,923
+HK$2,801/mo
Deposit HK$6.62M · loan HK$9.93M · min. income ≈ HK$106,244/mo (50% DSR)
Upfront cash ≈ HK$7.24M (deposit + AVD stamp duty HK$620,864 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,854
−HK$3,314/mo
▼ 0.25% · 3.875%
HK$54,498
−HK$1,670/mo
Today · 4.125%
HK$56,168
baseline
▲ 0.50% · 4.625%
HK$59,586
+HK$3,418/mo
Deposit HK$4.97M · loan HK$11.59M · min. income ≈ HK$112,336/mo (50% DSR)
Upfront cash ≈ HK$5.59M (deposit + AVD stamp duty HK$620,864 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,799
−HK$3,177/mo
▼ 0.25% · 3.875%
HK$60,376
−HK$1,600/mo
Today · 4.125%
HK$61,976
baseline
▲ 0.50% · 4.625%
HK$65,243
+HK$3,267/mo
Deposit HK$4.97M · loan HK$11.59M · min. income ≈ HK$123,952/mo (50% DSR)
Upfront cash ≈ HK$5.59M (deposit + AVD stamp duty HK$620,864 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,955
−HK$4,261/mo
▼ 0.25% · 3.875%
HK$70,069
−HK$2,147/mo
Today · 4.125%
HK$72,216
baseline
▲ 0.50% · 4.625%
HK$76,610
+HK$4,394/mo
Deposit HK$1.66M · loan HK$14.90M · min. income ≈ HK$144,432/mo (50% DSR)
Upfront cash ≈ HK$2.28M (deposit + AVD stamp duty HK$620,864 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,599
−HK$4,085/mo
▼ 0.25% · 3.875%
HK$77,627
−HK$2,057/mo
Today · 4.125%
HK$79,684
baseline
▲ 0.50% · 4.625%
HK$83,884
+HK$4,200/mo
Deposit HK$1.66M · loan HK$14.90M · min. income ≈ HK$159,368/mo (50% DSR)
Upfront cash ≈ HK$2.28M (deposit + AVD stamp duty HK$620,864 · Scale 2, in force from 26 Feb 2026)