LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,754
−HK$2,367/mo
▼ 0.25% · 3.875%
HK$38,928
−HK$1,193/mo
Today · 4.125%
HK$40,121
baseline
▲ 0.50% · 4.625%
HK$42,562
+HK$2,441/mo
Deposit HK$8.28M · loan HK$8.28M · min. income ≈ HK$80,242/mo (50% DSR)
Upfront cash ≈ HK$8.90M (deposit + AVD stamp duty HK$620,877 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,000
−HK$2,270/mo
▼ 0.25% · 3.875%
HK$43,127
−HK$1,143/mo
Today · 4.125%
HK$44,270
baseline
▲ 0.50% · 4.625%
HK$46,603
+HK$2,333/mo
Deposit HK$8.28M · loan HK$8.28M · min. income ≈ HK$88,540/mo (50% DSR)
Upfront cash ≈ HK$8.90M (deposit + AVD stamp duty HK$620,877 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,304
−HK$2,841/mo
▼ 0.25% · 3.875%
HK$46,713
−HK$1,432/mo
Today · 4.125%
HK$48,145
baseline
▲ 0.50% · 4.625%
HK$51,075
+HK$2,930/mo
Deposit HK$6.62M · loan HK$9.93M · min. income ≈ HK$96,290/mo (50% DSR)
Upfront cash ≈ HK$7.24M (deposit + AVD stamp duty HK$620,877 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,401
−HK$2,722/mo
▼ 0.25% · 3.875%
HK$51,752
−HK$1,371/mo
Today · 4.125%
HK$53,123
baseline
▲ 0.50% · 4.625%
HK$55,924
+HK$2,801/mo
Deposit HK$6.62M · loan HK$9.93M · min. income ≈ HK$106,246/mo (50% DSR)
Upfront cash ≈ HK$7.24M (deposit + AVD stamp duty HK$620,877 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,855
−HK$3,314/mo
▼ 0.25% · 3.875%
HK$54,499
−HK$1,670/mo
Today · 4.125%
HK$56,169
baseline
▲ 0.50% · 4.625%
HK$59,587
+HK$3,418/mo
Deposit HK$4.97M · loan HK$11.59M · min. income ≈ HK$112,338/mo (50% DSR)
Upfront cash ≈ HK$5.59M (deposit + AVD stamp duty HK$620,877 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,801
−HK$3,176/mo
▼ 0.25% · 3.875%
HK$60,378
−HK$1,599/mo
Today · 4.125%
HK$61,977
baseline
▲ 0.50% · 4.625%
HK$65,244
+HK$3,267/mo
Deposit HK$4.97M · loan HK$11.59M · min. income ≈ HK$123,954/mo (50% DSR)
Upfront cash ≈ HK$5.59M (deposit + AVD stamp duty HK$620,877 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,956
−HK$4,262/mo
▼ 0.25% · 3.875%
HK$70,070
−HK$2,148/mo
Today · 4.125%
HK$72,218
baseline
▲ 0.50% · 4.625%
HK$76,612
+HK$4,394/mo
Deposit HK$1.66M · loan HK$14.90M · min. income ≈ HK$144,436/mo (50% DSR)
Upfront cash ≈ HK$2.28M (deposit + AVD stamp duty HK$620,877 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,601
−HK$4,084/mo
▼ 0.25% · 3.875%
HK$77,628
−HK$2,057/mo
Today · 4.125%
HK$79,685
baseline
▲ 0.50% · 4.625%
HK$83,886
+HK$4,201/mo
Deposit HK$1.66M · loan HK$14.90M · min. income ≈ HK$159,370/mo (50% DSR)
Upfront cash ≈ HK$2.28M (deposit + AVD stamp duty HK$620,877 · Scale 2, in force from 26 Feb 2026)