LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,755
−HK$2,367/mo
▼ 0.25% · 3.875%
HK$38,929
−HK$1,193/mo
Today · 4.125%
HK$40,122
baseline
▲ 0.50% · 4.625%
HK$42,564
+HK$2,442/mo
Deposit HK$8.28M · loan HK$8.28M · min. income ≈ HK$80,244/mo (50% DSR)
Upfront cash ≈ HK$8.90M (deposit + AVD stamp duty HK$620,898 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,002
−HK$2,269/mo
▼ 0.25% · 3.875%
HK$43,128
−HK$1,143/mo
Today · 4.125%
HK$44,271
baseline
▲ 0.50% · 4.625%
HK$46,605
+HK$2,334/mo
Deposit HK$8.28M · loan HK$8.28M · min. income ≈ HK$88,542/mo (50% DSR)
Upfront cash ≈ HK$8.90M (deposit + AVD stamp duty HK$620,898 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,306
−HK$2,841/mo
▼ 0.25% · 3.875%
HK$46,715
−HK$1,432/mo
Today · 4.125%
HK$48,147
baseline
▲ 0.50% · 4.625%
HK$51,077
+HK$2,930/mo
Deposit HK$6.62M · loan HK$9.93M · min. income ≈ HK$96,294/mo (50% DSR)
Upfront cash ≈ HK$7.24M (deposit + AVD stamp duty HK$620,898 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,402
−HK$2,723/mo
▼ 0.25% · 3.875%
HK$51,754
−HK$1,371/mo
Today · 4.125%
HK$53,125
baseline
▲ 0.50% · 4.625%
HK$55,926
+HK$2,801/mo
Deposit HK$6.62M · loan HK$9.93M · min. income ≈ HK$106,250/mo (50% DSR)
Upfront cash ≈ HK$7.24M (deposit + AVD stamp duty HK$620,898 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,857
−HK$3,314/mo
▼ 0.25% · 3.875%
HK$54,501
−HK$1,670/mo
Today · 4.125%
HK$56,171
baseline
▲ 0.50% · 4.625%
HK$59,589
+HK$3,418/mo
Deposit HK$4.97M · loan HK$11.59M · min. income ≈ HK$112,342/mo (50% DSR)
Upfront cash ≈ HK$5.59M (deposit + AVD stamp duty HK$620,898 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,803
−HK$3,177/mo
▼ 0.25% · 3.875%
HK$60,380
−HK$1,600/mo
Today · 4.125%
HK$61,980
baseline
▲ 0.50% · 4.625%
HK$65,247
+HK$3,267/mo
Deposit HK$4.97M · loan HK$11.59M · min. income ≈ HK$123,960/mo (50% DSR)
Upfront cash ≈ HK$5.59M (deposit + AVD stamp duty HK$620,898 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,959
−HK$4,261/mo
▼ 0.25% · 3.875%
HK$70,073
−HK$2,147/mo
Today · 4.125%
HK$72,220
baseline
▲ 0.50% · 4.625%
HK$76,615
+HK$4,395/mo
Deposit HK$1.66M · loan HK$14.90M · min. income ≈ HK$144,440/mo (50% DSR)
Upfront cash ≈ HK$2.28M (deposit + AVD stamp duty HK$620,898 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,603
−HK$4,085/mo
▼ 0.25% · 3.875%
HK$77,631
−HK$2,057/mo
Today · 4.125%
HK$79,688
baseline
▲ 0.50% · 4.625%
HK$83,888
+HK$4,200/mo
Deposit HK$1.66M · loan HK$14.90M · min. income ≈ HK$159,376/mo (50% DSR)
Upfront cash ≈ HK$2.28M (deposit + AVD stamp duty HK$620,898 · Scale 2, in force from 26 Feb 2026)