LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,755
−HK$2,368/mo
▼ 0.25% · 3.875%
HK$38,930
−HK$1,193/mo
Today · 4.125%
HK$40,123
baseline
▲ 0.50% · 4.625%
HK$42,564
+HK$2,441/mo
Deposit HK$8.28M · loan HK$8.28M · min. income ≈ HK$80,246/mo (50% DSR)
Upfront cash ≈ HK$8.90M (deposit + AVD stamp duty HK$620,907 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,002
−HK$2,270/mo
▼ 0.25% · 3.875%
HK$43,129
−HK$1,143/mo
Today · 4.125%
HK$44,272
baseline
▲ 0.50% · 4.625%
HK$46,605
+HK$2,333/mo
Deposit HK$8.28M · loan HK$8.28M · min. income ≈ HK$88,544/mo (50% DSR)
Upfront cash ≈ HK$8.90M (deposit + AVD stamp duty HK$620,907 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,306
−HK$2,842/mo
▼ 0.25% · 3.875%
HK$46,716
−HK$1,432/mo
Today · 4.125%
HK$48,148
baseline
▲ 0.50% · 4.625%
HK$51,077
+HK$2,929/mo
Deposit HK$6.62M · loan HK$9.93M · min. income ≈ HK$96,296/mo (50% DSR)
Upfront cash ≈ HK$7.24M (deposit + AVD stamp duty HK$620,907 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,403
−HK$2,723/mo
▼ 0.25% · 3.875%
HK$51,755
−HK$1,371/mo
Today · 4.125%
HK$53,126
baseline
▲ 0.50% · 4.625%
HK$55,926
+HK$2,800/mo
Deposit HK$6.62M · loan HK$9.93M · min. income ≈ HK$106,252/mo (50% DSR)
Upfront cash ≈ HK$7.24M (deposit + AVD stamp duty HK$620,907 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,857
−HK$3,315/mo
▼ 0.25% · 3.875%
HK$54,502
−HK$1,670/mo
Today · 4.125%
HK$56,172
baseline
▲ 0.50% · 4.625%
HK$59,590
+HK$3,418/mo
Deposit HK$4.97M · loan HK$11.59M · min. income ≈ HK$112,344/mo (50% DSR)
Upfront cash ≈ HK$5.59M (deposit + AVD stamp duty HK$620,907 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,803
−HK$3,177/mo
▼ 0.25% · 3.875%
HK$60,381
−HK$1,599/mo
Today · 4.125%
HK$61,980
baseline
▲ 0.50% · 4.625%
HK$65,247
+HK$3,267/mo
Deposit HK$4.97M · loan HK$11.59M · min. income ≈ HK$123,960/mo (50% DSR)
Upfront cash ≈ HK$5.59M (deposit + AVD stamp duty HK$620,907 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,960
−HK$4,261/mo
▼ 0.25% · 3.875%
HK$70,074
−HK$2,147/mo
Today · 4.125%
HK$72,221
baseline
▲ 0.50% · 4.625%
HK$76,616
+HK$4,395/mo
Deposit HK$1.66M · loan HK$14.90M · min. income ≈ HK$144,442/mo (50% DSR)
Upfront cash ≈ HK$2.28M (deposit + AVD stamp duty HK$620,907 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,604
−HK$4,085/mo
▼ 0.25% · 3.875%
HK$77,632
−HK$2,057/mo
Today · 4.125%
HK$79,689
baseline
▲ 0.50% · 4.625%
HK$83,890
+HK$4,201/mo
Deposit HK$1.66M · loan HK$14.90M · min. income ≈ HK$159,378/mo (50% DSR)
Upfront cash ≈ HK$2.28M (deposit + AVD stamp duty HK$620,907 · Scale 2, in force from 26 Feb 2026)