LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,757
−HK$2,367/mo
▼ 0.25% · 3.875%
HK$38,931
−HK$1,193/mo
Today · 4.125%
HK$40,124
baseline
▲ 0.50% · 4.625%
HK$42,566
+HK$2,442/mo
Deposit HK$8.28M · loan HK$8.28M · min. income ≈ HK$80,248/mo (50% DSR)
Upfront cash ≈ HK$8.90M (deposit + AVD stamp duty HK$620,930 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,004
−HK$2,269/mo
▼ 0.25% · 3.875%
HK$43,131
−HK$1,142/mo
Today · 4.125%
HK$44,273
baseline
▲ 0.50% · 4.625%
HK$46,607
+HK$2,334/mo
Deposit HK$8.28M · loan HK$8.28M · min. income ≈ HK$88,546/mo (50% DSR)
Upfront cash ≈ HK$8.90M (deposit + AVD stamp duty HK$620,930 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,308
−HK$2,841/mo
▼ 0.25% · 3.875%
HK$46,717
−HK$1,432/mo
Today · 4.125%
HK$48,149
baseline
▲ 0.50% · 4.625%
HK$51,079
+HK$2,930/mo
Deposit HK$6.62M · loan HK$9.93M · min. income ≈ HK$96,298/mo (50% DSR)
Upfront cash ≈ HK$7.24M (deposit + AVD stamp duty HK$620,930 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,405
−HK$2,723/mo
▼ 0.25% · 3.875%
HK$51,757
−HK$1,371/mo
Today · 4.125%
HK$53,128
baseline
▲ 0.50% · 4.625%
HK$55,928
+HK$2,800/mo
Deposit HK$6.62M · loan HK$9.93M · min. income ≈ HK$106,256/mo (50% DSR)
Upfront cash ≈ HK$7.24M (deposit + AVD stamp duty HK$620,930 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,859
−HK$3,315/mo
▼ 0.25% · 3.875%
HK$54,504
−HK$1,670/mo
Today · 4.125%
HK$56,174
baseline
▲ 0.50% · 4.625%
HK$59,592
+HK$3,418/mo
Deposit HK$4.97M · loan HK$11.59M · min. income ≈ HK$112,348/mo (50% DSR)
Upfront cash ≈ HK$5.59M (deposit + AVD stamp duty HK$620,930 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,806
−HK$3,177/mo
▼ 0.25% · 3.875%
HK$60,383
−HK$1,600/mo
Today · 4.125%
HK$61,983
baseline
▲ 0.50% · 4.625%
HK$65,250
+HK$3,267/mo
Deposit HK$4.97M · loan HK$11.59M · min. income ≈ HK$123,966/mo (50% DSR)
Upfront cash ≈ HK$5.59M (deposit + AVD stamp duty HK$620,930 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,962
−HK$4,262/mo
▼ 0.25% · 3.875%
HK$70,076
−HK$2,148/mo
Today · 4.125%
HK$72,224
baseline
▲ 0.50% · 4.625%
HK$76,619
+HK$4,395/mo
Deposit HK$1.66M · loan HK$14.90M · min. income ≈ HK$144,448/mo (50% DSR)
Upfront cash ≈ HK$2.28M (deposit + AVD stamp duty HK$620,930 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,607
−HK$4,085/mo
▼ 0.25% · 3.875%
HK$77,635
−HK$2,057/mo
Today · 4.125%
HK$79,692
baseline
▲ 0.50% · 4.625%
HK$83,893
+HK$4,201/mo
Deposit HK$1.66M · loan HK$14.90M · min. income ≈ HK$159,384/mo (50% DSR)
Upfront cash ≈ HK$2.28M (deposit + AVD stamp duty HK$620,930 · Scale 2, in force from 26 Feb 2026)