LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,757
−HK$2,368/mo
▼ 0.25% · 3.875%
HK$38,932
−HK$1,193/mo
Today · 4.125%
HK$40,125
baseline
▲ 0.50% · 4.625%
HK$42,566
+HK$2,441/mo
Deposit HK$8.28M · loan HK$8.28M · min. income ≈ HK$80,250/mo (50% DSR)
Upfront cash ≈ HK$8.90M (deposit + AVD stamp duty HK$620,936 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,004
−HK$2,270/mo
▼ 0.25% · 3.875%
HK$43,131
−HK$1,143/mo
Today · 4.125%
HK$44,274
baseline
▲ 0.50% · 4.625%
HK$46,608
+HK$2,334/mo
Deposit HK$8.28M · loan HK$8.28M · min. income ≈ HK$88,548/mo (50% DSR)
Upfront cash ≈ HK$8.90M (deposit + AVD stamp duty HK$620,936 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,309
−HK$2,841/mo
▼ 0.25% · 3.875%
HK$46,718
−HK$1,432/mo
Today · 4.125%
HK$48,150
baseline
▲ 0.50% · 4.625%
HK$51,080
+HK$2,930/mo
Deposit HK$6.62M · loan HK$9.93M · min. income ≈ HK$96,300/mo (50% DSR)
Upfront cash ≈ HK$7.24M (deposit + AVD stamp duty HK$620,936 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,405
−HK$2,724/mo
▼ 0.25% · 3.875%
HK$51,757
−HK$1,372/mo
Today · 4.125%
HK$53,129
baseline
▲ 0.50% · 4.625%
HK$55,929
+HK$2,800/mo
Deposit HK$6.62M · loan HK$9.93M · min. income ≈ HK$106,258/mo (50% DSR)
Upfront cash ≈ HK$7.24M (deposit + AVD stamp duty HK$620,936 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,860
−HK$3,315/mo
▼ 0.25% · 3.875%
HK$54,504
−HK$1,671/mo
Today · 4.125%
HK$56,175
baseline
▲ 0.50% · 4.625%
HK$59,593
+HK$3,418/mo
Deposit HK$4.97M · loan HK$11.59M · min. income ≈ HK$112,350/mo (50% DSR)
Upfront cash ≈ HK$5.59M (deposit + AVD stamp duty HK$620,936 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,806
−HK$3,177/mo
▼ 0.25% · 3.875%
HK$60,383
−HK$1,600/mo
Today · 4.125%
HK$61,983
baseline
▲ 0.50% · 4.625%
HK$65,251
+HK$3,268/mo
Deposit HK$4.97M · loan HK$11.59M · min. income ≈ HK$123,966/mo (50% DSR)
Upfront cash ≈ HK$5.59M (deposit + AVD stamp duty HK$620,936 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,963
−HK$4,262/mo
▼ 0.25% · 3.875%
HK$70,077
−HK$2,148/mo
Today · 4.125%
HK$72,225
baseline
▲ 0.50% · 4.625%
HK$76,619
+HK$4,394/mo
Deposit HK$1.66M · loan HK$14.90M · min. income ≈ HK$144,450/mo (50% DSR)
Upfront cash ≈ HK$2.28M (deposit + AVD stamp duty HK$620,936 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,608
−HK$4,085/mo
▼ 0.25% · 3.875%
HK$77,636
−HK$2,057/mo
Today · 4.125%
HK$79,693
baseline
▲ 0.50% · 4.625%
HK$83,894
+HK$4,201/mo
Deposit HK$1.66M · loan HK$14.90M · min. income ≈ HK$159,386/mo (50% DSR)
Upfront cash ≈ HK$2.28M (deposit + AVD stamp duty HK$620,936 · Scale 2, in force from 26 Feb 2026)