LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,759
−HK$2,368/mo
▼ 0.25% · 3.875%
HK$38,934
−HK$1,193/mo
Today · 4.125%
HK$40,127
baseline
▲ 0.50% · 4.625%
HK$42,569
+HK$2,442/mo
Deposit HK$8.28M · loan HK$8.28M · min. income ≈ HK$80,254/mo (50% DSR)
Upfront cash ≈ HK$8.90M (deposit + AVD stamp duty HK$620,974 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,007
−HK$2,270/mo
▼ 0.25% · 3.875%
HK$43,134
−HK$1,143/mo
Today · 4.125%
HK$44,277
baseline
▲ 0.50% · 4.625%
HK$46,610
+HK$2,333/mo
Deposit HK$8.28M · loan HK$8.28M · min. income ≈ HK$88,554/mo (50% DSR)
Upfront cash ≈ HK$8.90M (deposit + AVD stamp duty HK$620,974 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,311
−HK$2,842/mo
▼ 0.25% · 3.875%
HK$46,721
−HK$1,432/mo
Today · 4.125%
HK$48,153
baseline
▲ 0.50% · 4.625%
HK$51,083
+HK$2,930/mo
Deposit HK$6.62M · loan HK$9.94M · min. income ≈ HK$96,306/mo (50% DSR)
Upfront cash ≈ HK$7.24M (deposit + AVD stamp duty HK$620,974 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,408
−HK$2,724/mo
▼ 0.25% · 3.875%
HK$51,760
−HK$1,372/mo
Today · 4.125%
HK$53,132
baseline
▲ 0.50% · 4.625%
HK$55,932
+HK$2,800/mo
Deposit HK$6.62M · loan HK$9.94M · min. income ≈ HK$106,264/mo (50% DSR)
Upfront cash ≈ HK$7.24M (deposit + AVD stamp duty HK$620,974 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,863
−HK$3,315/mo
▼ 0.25% · 3.875%
HK$54,508
−HK$1,670/mo
Today · 4.125%
HK$56,178
baseline
▲ 0.50% · 4.625%
HK$59,597
+HK$3,419/mo
Deposit HK$4.97M · loan HK$11.59M · min. income ≈ HK$112,356/mo (50% DSR)
Upfront cash ≈ HK$5.59M (deposit + AVD stamp duty HK$620,974 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,810
−HK$3,177/mo
▼ 0.25% · 3.875%
HK$60,387
−HK$1,600/mo
Today · 4.125%
HK$61,987
baseline
▲ 0.50% · 4.625%
HK$65,255
+HK$3,268/mo
Deposit HK$4.97M · loan HK$11.59M · min. income ≈ HK$123,974/mo (50% DSR)
Upfront cash ≈ HK$5.59M (deposit + AVD stamp duty HK$620,974 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,967
−HK$4,262/mo
▼ 0.25% · 3.875%
HK$70,081
−HK$2,148/mo
Today · 4.125%
HK$72,229
baseline
▲ 0.50% · 4.625%
HK$76,624
+HK$4,395/mo
Deposit HK$1.66M · loan HK$14.90M · min. income ≈ HK$144,458/mo (50% DSR)
Upfront cash ≈ HK$2.28M (deposit + AVD stamp duty HK$620,974 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,613
−HK$4,085/mo
▼ 0.25% · 3.875%
HK$77,641
−HK$2,057/mo
Today · 4.125%
HK$79,698
baseline
▲ 0.50% · 4.625%
HK$83,899
+HK$4,201/mo
Deposit HK$1.66M · loan HK$14.90M · min. income ≈ HK$159,396/mo (50% DSR)
Upfront cash ≈ HK$2.28M (deposit + AVD stamp duty HK$620,974 · Scale 2, in force from 26 Feb 2026)