LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,761
−HK$2,368/mo
▼ 0.25% · 3.875%
HK$38,936
−HK$1,193/mo
Today · 4.125%
HK$40,129
baseline
▲ 0.50% · 4.625%
HK$42,571
+HK$2,442/mo
Deposit HK$8.28M · loan HK$8.28M · min. income ≈ HK$80,258/mo (50% DSR)
Upfront cash ≈ HK$8.90M (deposit + AVD stamp duty HK$621,007 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,009
−HK$2,270/mo
▼ 0.25% · 3.875%
HK$43,136
−HK$1,143/mo
Today · 4.125%
HK$44,279
baseline
▲ 0.50% · 4.625%
HK$46,613
+HK$2,334/mo
Deposit HK$8.28M · loan HK$8.28M · min. income ≈ HK$88,558/mo (50% DSR)
Upfront cash ≈ HK$8.90M (deposit + AVD stamp duty HK$621,007 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,314
−HK$2,841/mo
▼ 0.25% · 3.875%
HK$46,723
−HK$1,432/mo
Today · 4.125%
HK$48,155
baseline
▲ 0.50% · 4.625%
HK$51,085
+HK$2,930/mo
Deposit HK$6.62M · loan HK$9.94M · min. income ≈ HK$96,310/mo (50% DSR)
Upfront cash ≈ HK$7.25M (deposit + AVD stamp duty HK$621,007 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,411
−HK$2,724/mo
▼ 0.25% · 3.875%
HK$51,763
−HK$1,372/mo
Today · 4.125%
HK$53,135
baseline
▲ 0.50% · 4.625%
HK$55,935
+HK$2,800/mo
Deposit HK$6.62M · loan HK$9.94M · min. income ≈ HK$106,270/mo (50% DSR)
Upfront cash ≈ HK$7.25M (deposit + AVD stamp duty HK$621,007 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,866
−HK$3,315/mo
▼ 0.25% · 3.875%
HK$54,510
−HK$1,671/mo
Today · 4.125%
HK$56,181
baseline
▲ 0.50% · 4.625%
HK$59,600
+HK$3,419/mo
Deposit HK$4.97M · loan HK$11.59M · min. income ≈ HK$112,362/mo (50% DSR)
Upfront cash ≈ HK$5.59M (deposit + AVD stamp duty HK$621,007 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,813
−HK$3,177/mo
▼ 0.25% · 3.875%
HK$60,390
−HK$1,600/mo
Today · 4.125%
HK$61,990
baseline
▲ 0.50% · 4.625%
HK$65,258
+HK$3,268/mo
Deposit HK$4.97M · loan HK$11.59M · min. income ≈ HK$123,980/mo (50% DSR)
Upfront cash ≈ HK$5.59M (deposit + AVD stamp duty HK$621,007 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,971
−HK$4,262/mo
▼ 0.25% · 3.875%
HK$70,085
−HK$2,148/mo
Today · 4.125%
HK$72,233
baseline
▲ 0.50% · 4.625%
HK$76,628
+HK$4,395/mo
Deposit HK$1.66M · loan HK$14.90M · min. income ≈ HK$144,466/mo (50% DSR)
Upfront cash ≈ HK$2.28M (deposit + AVD stamp duty HK$621,007 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,617
−HK$4,085/mo
▼ 0.25% · 3.875%
HK$77,645
−HK$2,057/mo
Today · 4.125%
HK$79,702
baseline
▲ 0.50% · 4.625%
HK$83,903
+HK$4,201/mo
Deposit HK$1.66M · loan HK$14.90M · min. income ≈ HK$159,404/mo (50% DSR)
Upfront cash ≈ HK$2.28M (deposit + AVD stamp duty HK$621,007 · Scale 2, in force from 26 Feb 2026)