LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,763
−HK$2,368/mo
▼ 0.25% · 3.875%
HK$38,937
−HK$1,194/mo
Today · 4.125%
HK$40,131
baseline
▲ 0.50% · 4.625%
HK$42,573
+HK$2,442/mo
Deposit HK$8.28M · loan HK$8.28M · min. income ≈ HK$80,262/mo (50% DSR)
Upfront cash ≈ HK$8.90M (deposit + AVD stamp duty HK$621,028 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,011
−HK$2,269/mo
▼ 0.25% · 3.875%
HK$43,137
−HK$1,143/mo
Today · 4.125%
HK$44,280
baseline
▲ 0.50% · 4.625%
HK$46,614
+HK$2,334/mo
Deposit HK$8.28M · loan HK$8.28M · min. income ≈ HK$88,560/mo (50% DSR)
Upfront cash ≈ HK$8.90M (deposit + AVD stamp duty HK$621,028 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,315
−HK$2,842/mo
▼ 0.25% · 3.875%
HK$46,725
−HK$1,432/mo
Today · 4.125%
HK$48,157
baseline
▲ 0.50% · 4.625%
HK$51,087
+HK$2,930/mo
Deposit HK$6.62M · loan HK$9.94M · min. income ≈ HK$96,314/mo (50% DSR)
Upfront cash ≈ HK$7.25M (deposit + AVD stamp duty HK$621,028 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,413
−HK$2,723/mo
▼ 0.25% · 3.875%
HK$51,765
−HK$1,371/mo
Today · 4.125%
HK$53,136
baseline
▲ 0.50% · 4.625%
HK$55,937
+HK$2,801/mo
Deposit HK$6.62M · loan HK$9.94M · min. income ≈ HK$106,272/mo (50% DSR)
Upfront cash ≈ HK$7.25M (deposit + AVD stamp duty HK$621,028 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,868
−HK$3,315/mo
▼ 0.25% · 3.875%
HK$54,512
−HK$1,671/mo
Today · 4.125%
HK$56,183
baseline
▲ 0.50% · 4.625%
HK$59,602
+HK$3,419/mo
Deposit HK$4.97M · loan HK$11.59M · min. income ≈ HK$112,366/mo (50% DSR)
Upfront cash ≈ HK$5.59M (deposit + AVD stamp duty HK$621,028 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,815
−HK$3,177/mo
▼ 0.25% · 3.875%
HK$60,392
−HK$1,600/mo
Today · 4.125%
HK$61,992
baseline
▲ 0.50% · 4.625%
HK$65,260
+HK$3,268/mo
Deposit HK$4.97M · loan HK$11.59M · min. income ≈ HK$123,984/mo (50% DSR)
Upfront cash ≈ HK$5.59M (deposit + AVD stamp duty HK$621,028 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,973
−HK$4,262/mo
▼ 0.25% · 3.875%
HK$70,087
−HK$2,148/mo
Today · 4.125%
HK$72,235
baseline
▲ 0.50% · 4.625%
HK$76,631
+HK$4,396/mo
Deposit HK$1.66M · loan HK$14.90M · min. income ≈ HK$144,470/mo (50% DSR)
Upfront cash ≈ HK$2.28M (deposit + AVD stamp duty HK$621,028 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,619
−HK$4,086/mo
▼ 0.25% · 3.875%
HK$77,647
−HK$2,058/mo
Today · 4.125%
HK$79,705
baseline
▲ 0.50% · 4.625%
HK$83,906
+HK$4,201/mo
Deposit HK$1.66M · loan HK$14.90M · min. income ≈ HK$159,410/mo (50% DSR)
Upfront cash ≈ HK$2.28M (deposit + AVD stamp duty HK$621,028 · Scale 2, in force from 26 Feb 2026)