LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,764
−HK$2,368/mo
▼ 0.25% · 3.875%
HK$38,938
−HK$1,194/mo
Today · 4.125%
HK$40,132
baseline
▲ 0.50% · 4.625%
HK$42,574
+HK$2,442/mo
Deposit HK$8.28M · loan HK$8.28M · min. income ≈ HK$80,264/mo (50% DSR)
Upfront cash ≈ HK$8.90M (deposit + AVD stamp duty HK$621,044 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,012
−HK$2,270/mo
▼ 0.25% · 3.875%
HK$43,138
−HK$1,144/mo
Today · 4.125%
HK$44,282
baseline
▲ 0.50% · 4.625%
HK$46,616
+HK$2,334/mo
Deposit HK$8.28M · loan HK$8.28M · min. income ≈ HK$88,564/mo (50% DSR)
Upfront cash ≈ HK$8.90M (deposit + AVD stamp duty HK$621,044 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,316
−HK$2,842/mo
▼ 0.25% · 3.875%
HK$46,726
−HK$1,432/mo
Today · 4.125%
HK$48,158
baseline
▲ 0.50% · 4.625%
HK$51,089
+HK$2,931/mo
Deposit HK$6.62M · loan HK$9.94M · min. income ≈ HK$96,316/mo (50% DSR)
Upfront cash ≈ HK$7.25M (deposit + AVD stamp duty HK$621,044 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,414
−HK$2,724/mo
▼ 0.25% · 3.875%
HK$51,766
−HK$1,372/mo
Today · 4.125%
HK$53,138
baseline
▲ 0.50% · 4.625%
HK$55,939
+HK$2,801/mo
Deposit HK$6.62M · loan HK$9.94M · min. income ≈ HK$106,276/mo (50% DSR)
Upfront cash ≈ HK$7.25M (deposit + AVD stamp duty HK$621,044 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,869
−HK$3,316/mo
▼ 0.25% · 3.875%
HK$54,514
−HK$1,671/mo
Today · 4.125%
HK$56,185
baseline
▲ 0.50% · 4.625%
HK$59,603
+HK$3,418/mo
Deposit HK$4.97M · loan HK$11.59M · min. income ≈ HK$112,370/mo (50% DSR)
Upfront cash ≈ HK$5.59M (deposit + AVD stamp duty HK$621,044 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,816
−HK$3,178/mo
▼ 0.25% · 3.875%
HK$60,394
−HK$1,600/mo
Today · 4.125%
HK$61,994
baseline
▲ 0.50% · 4.625%
HK$65,262
+HK$3,268/mo
Deposit HK$4.97M · loan HK$11.59M · min. income ≈ HK$123,988/mo (50% DSR)
Upfront cash ≈ HK$5.59M (deposit + AVD stamp duty HK$621,044 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,975
−HK$4,262/mo
▼ 0.25% · 3.875%
HK$70,089
−HK$2,148/mo
Today · 4.125%
HK$72,237
baseline
▲ 0.50% · 4.625%
HK$76,633
+HK$4,396/mo
Deposit HK$1.66M · loan HK$14.91M · min. income ≈ HK$144,474/mo (50% DSR)
Upfront cash ≈ HK$2.28M (deposit + AVD stamp duty HK$621,044 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,621
−HK$4,086/mo
▼ 0.25% · 3.875%
HK$77,649
−HK$2,058/mo
Today · 4.125%
HK$79,707
baseline
▲ 0.50% · 4.625%
HK$83,908
+HK$4,201/mo
Deposit HK$1.66M · loan HK$14.91M · min. income ≈ HK$159,414/mo (50% DSR)
Upfront cash ≈ HK$2.28M (deposit + AVD stamp duty HK$621,044 · Scale 2, in force from 26 Feb 2026)