LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,764
−HK$2,368/mo
▼ 0.25% · 3.875%
HK$38,939
−HK$1,193/mo
Today · 4.125%
HK$40,132
baseline
▲ 0.50% · 4.625%
HK$42,574
+HK$2,442/mo
Deposit HK$8.28M · loan HK$8.28M · min. income ≈ HK$80,264/mo (50% DSR)
Upfront cash ≈ HK$8.90M (deposit + AVD stamp duty HK$621,052 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,012
−HK$2,270/mo
▼ 0.25% · 3.875%
HK$43,139
−HK$1,143/mo
Today · 4.125%
HK$44,282
baseline
▲ 0.50% · 4.625%
HK$46,616
+HK$2,334/mo
Deposit HK$8.28M · loan HK$8.28M · min. income ≈ HK$88,564/mo (50% DSR)
Upfront cash ≈ HK$8.90M (deposit + AVD stamp duty HK$621,052 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,317
−HK$2,842/mo
▼ 0.25% · 3.875%
HK$46,727
−HK$1,432/mo
Today · 4.125%
HK$48,159
baseline
▲ 0.50% · 4.625%
HK$51,089
+HK$2,930/mo
Deposit HK$6.62M · loan HK$9.94M · min. income ≈ HK$96,318/mo (50% DSR)
Upfront cash ≈ HK$7.25M (deposit + AVD stamp duty HK$621,052 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,415
−HK$2,724/mo
▼ 0.25% · 3.875%
HK$51,767
−HK$1,372/mo
Today · 4.125%
HK$53,139
baseline
▲ 0.50% · 4.625%
HK$55,940
+HK$2,801/mo
Deposit HK$6.62M · loan HK$9.94M · min. income ≈ HK$106,278/mo (50% DSR)
Upfront cash ≈ HK$7.25M (deposit + AVD stamp duty HK$621,052 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,870
−HK$3,315/mo
▼ 0.25% · 3.875%
HK$54,514
−HK$1,671/mo
Today · 4.125%
HK$56,185
baseline
▲ 0.50% · 4.625%
HK$59,604
+HK$3,419/mo
Deposit HK$4.97M · loan HK$11.59M · min. income ≈ HK$112,370/mo (50% DSR)
Upfront cash ≈ HK$5.59M (deposit + AVD stamp duty HK$621,052 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,817
−HK$3,178/mo
▼ 0.25% · 3.875%
HK$60,395
−HK$1,600/mo
Today · 4.125%
HK$61,995
baseline
▲ 0.50% · 4.625%
HK$65,263
+HK$3,268/mo
Deposit HK$4.97M · loan HK$11.59M · min. income ≈ HK$123,990/mo (50% DSR)
Upfront cash ≈ HK$5.59M (deposit + AVD stamp duty HK$621,052 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,976
−HK$4,262/mo
▼ 0.25% · 3.875%
HK$70,090
−HK$2,148/mo
Today · 4.125%
HK$72,238
baseline
▲ 0.50% · 4.625%
HK$76,634
+HK$4,396/mo
Deposit HK$1.66M · loan HK$14.91M · min. income ≈ HK$144,476/mo (50% DSR)
Upfront cash ≈ HK$2.28M (deposit + AVD stamp duty HK$621,052 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,622
−HK$4,086/mo
▼ 0.25% · 3.875%
HK$77,650
−HK$2,058/mo
Today · 4.125%
HK$79,708
baseline
▲ 0.50% · 4.625%
HK$83,909
+HK$4,201/mo
Deposit HK$1.66M · loan HK$14.91M · min. income ≈ HK$159,416/mo (50% DSR)
Upfront cash ≈ HK$2.28M (deposit + AVD stamp duty HK$621,052 · Scale 2, in force from 26 Feb 2026)