LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,765
−HK$2,368/mo
▼ 0.25% · 3.875%
HK$38,940
−HK$1,193/mo
Today · 4.125%
HK$40,133
baseline
▲ 0.50% · 4.625%
HK$42,575
+HK$2,442/mo
Deposit HK$8.28M · loan HK$8.28M · min. income ≈ HK$80,266/mo (50% DSR)
Upfront cash ≈ HK$8.90M (deposit + AVD stamp duty HK$621,064 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,013
−HK$2,270/mo
▼ 0.25% · 3.875%
HK$43,140
−HK$1,143/mo
Today · 4.125%
HK$44,283
baseline
▲ 0.50% · 4.625%
HK$46,617
+HK$2,334/mo
Deposit HK$8.28M · loan HK$8.28M · min. income ≈ HK$88,566/mo (50% DSR)
Upfront cash ≈ HK$8.90M (deposit + AVD stamp duty HK$621,064 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,318
−HK$2,842/mo
▼ 0.25% · 3.875%
HK$46,728
−HK$1,432/mo
Today · 4.125%
HK$48,160
baseline
▲ 0.50% · 4.625%
HK$51,090
+HK$2,930/mo
Deposit HK$6.62M · loan HK$9.94M · min. income ≈ HK$96,320/mo (50% DSR)
Upfront cash ≈ HK$7.25M (deposit + AVD stamp duty HK$621,064 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,416
−HK$2,724/mo
▼ 0.25% · 3.875%
HK$51,768
−HK$1,372/mo
Today · 4.125%
HK$53,140
baseline
▲ 0.50% · 4.625%
HK$55,941
+HK$2,801/mo
Deposit HK$6.62M · loan HK$9.94M · min. income ≈ HK$106,280/mo (50% DSR)
Upfront cash ≈ HK$7.25M (deposit + AVD stamp duty HK$621,064 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,871
−HK$3,315/mo
▼ 0.25% · 3.875%
HK$54,515
−HK$1,671/mo
Today · 4.125%
HK$56,186
baseline
▲ 0.50% · 4.625%
HK$59,605
+HK$3,419/mo
Deposit HK$4.97M · loan HK$11.59M · min. income ≈ HK$112,372/mo (50% DSR)
Upfront cash ≈ HK$5.59M (deposit + AVD stamp duty HK$621,064 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,818
−HK$3,178/mo
▼ 0.25% · 3.875%
HK$60,396
−HK$1,600/mo
Today · 4.125%
HK$61,996
baseline
▲ 0.50% · 4.625%
HK$65,264
+HK$3,268/mo
Deposit HK$4.97M · loan HK$11.59M · min. income ≈ HK$123,992/mo (50% DSR)
Upfront cash ≈ HK$5.59M (deposit + AVD stamp duty HK$621,064 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,977
−HK$4,263/mo
▼ 0.25% · 3.875%
HK$70,091
−HK$2,149/mo
Today · 4.125%
HK$72,240
baseline
▲ 0.50% · 4.625%
HK$76,635
+HK$4,395/mo
Deposit HK$1.66M · loan HK$14.91M · min. income ≈ HK$144,480/mo (50% DSR)
Upfront cash ≈ HK$2.28M (deposit + AVD stamp duty HK$621,064 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,624
−HK$4,085/mo
▼ 0.25% · 3.875%
HK$77,652
−HK$2,057/mo
Today · 4.125%
HK$79,709
baseline
▲ 0.50% · 4.625%
HK$83,911
+HK$4,202/mo
Deposit HK$1.66M · loan HK$14.91M · min. income ≈ HK$159,418/mo (50% DSR)
Upfront cash ≈ HK$2.28M (deposit + AVD stamp duty HK$621,064 · Scale 2, in force from 26 Feb 2026)