LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,765
−HK$2,368/mo
▼ 0.25% · 3.875%
HK$38,940
−HK$1,193/mo
Today · 4.125%
HK$40,133
baseline
▲ 0.50% · 4.625%
HK$42,576
+HK$2,443/mo
Deposit HK$8.28M · loan HK$8.28M · min. income ≈ HK$80,266/mo (50% DSR)
Upfront cash ≈ HK$8.90M (deposit + AVD stamp duty HK$621,070 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,013
−HK$2,270/mo
▼ 0.25% · 3.875%
HK$43,140
−HK$1,143/mo
Today · 4.125%
HK$44,283
baseline
▲ 0.50% · 4.625%
HK$46,618
+HK$2,335/mo
Deposit HK$8.28M · loan HK$8.28M · min. income ≈ HK$88,566/mo (50% DSR)
Upfront cash ≈ HK$8.90M (deposit + AVD stamp duty HK$621,070 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,318
−HK$2,842/mo
▼ 0.25% · 3.875%
HK$46,728
−HK$1,432/mo
Today · 4.125%
HK$48,160
baseline
▲ 0.50% · 4.625%
HK$51,091
+HK$2,931/mo
Deposit HK$6.62M · loan HK$9.94M · min. income ≈ HK$96,320/mo (50% DSR)
Upfront cash ≈ HK$7.25M (deposit + AVD stamp duty HK$621,070 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,416
−HK$2,724/mo
▼ 0.25% · 3.875%
HK$51,768
−HK$1,372/mo
Today · 4.125%
HK$53,140
baseline
▲ 0.50% · 4.625%
HK$55,941
+HK$2,801/mo
Deposit HK$6.62M · loan HK$9.94M · min. income ≈ HK$106,280/mo (50% DSR)
Upfront cash ≈ HK$7.25M (deposit + AVD stamp duty HK$621,070 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,871
−HK$3,316/mo
▼ 0.25% · 3.875%
HK$54,516
−HK$1,671/mo
Today · 4.125%
HK$56,187
baseline
▲ 0.50% · 4.625%
HK$59,606
+HK$3,419/mo
Deposit HK$4.97M · loan HK$11.59M · min. income ≈ HK$112,374/mo (50% DSR)
Upfront cash ≈ HK$5.59M (deposit + AVD stamp duty HK$621,070 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,819
−HK$3,178/mo
▼ 0.25% · 3.875%
HK$60,396
−HK$1,601/mo
Today · 4.125%
HK$61,997
baseline
▲ 0.50% · 4.625%
HK$65,265
+HK$3,268/mo
Deposit HK$4.97M · loan HK$11.59M · min. income ≈ HK$123,994/mo (50% DSR)
Upfront cash ≈ HK$5.59M (deposit + AVD stamp duty HK$621,070 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,978
−HK$4,262/mo
▼ 0.25% · 3.875%
HK$70,092
−HK$2,148/mo
Today · 4.125%
HK$72,240
baseline
▲ 0.50% · 4.625%
HK$76,636
+HK$4,396/mo
Deposit HK$1.66M · loan HK$14.91M · min. income ≈ HK$144,480/mo (50% DSR)
Upfront cash ≈ HK$2.28M (deposit + AVD stamp duty HK$621,070 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,624
−HK$4,086/mo
▼ 0.25% · 3.875%
HK$77,652
−HK$2,058/mo
Today · 4.125%
HK$79,710
baseline
▲ 0.50% · 4.625%
HK$83,912
+HK$4,202/mo
Deposit HK$1.66M · loan HK$14.91M · min. income ≈ HK$159,420/mo (50% DSR)
Upfront cash ≈ HK$2.28M (deposit + AVD stamp duty HK$621,070 · Scale 2, in force from 26 Feb 2026)