LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,766
−HK$2,368/mo
▼ 0.25% · 3.875%
HK$38,941
−HK$1,193/mo
Today · 4.125%
HK$40,134
baseline
▲ 0.50% · 4.625%
HK$42,576
+HK$2,442/mo
Deposit HK$8.28M · loan HK$8.28M · min. income ≈ HK$80,268/mo (50% DSR)
Upfront cash ≈ HK$8.90M (deposit + AVD stamp duty HK$621,081 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,014
−HK$2,270/mo
▼ 0.25% · 3.875%
HK$43,141
−HK$1,143/mo
Today · 4.125%
HK$44,284
baseline
▲ 0.50% · 4.625%
HK$46,618
+HK$2,334/mo
Deposit HK$8.28M · loan HK$8.28M · min. income ≈ HK$88,568/mo (50% DSR)
Upfront cash ≈ HK$8.90M (deposit + AVD stamp duty HK$621,081 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,319
−HK$2,842/mo
▼ 0.25% · 3.875%
HK$46,729
−HK$1,432/mo
Today · 4.125%
HK$48,161
baseline
▲ 0.50% · 4.625%
HK$51,092
+HK$2,931/mo
Deposit HK$6.62M · loan HK$9.94M · min. income ≈ HK$96,322/mo (50% DSR)
Upfront cash ≈ HK$7.25M (deposit + AVD stamp duty HK$621,081 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,417
−HK$2,724/mo
▼ 0.25% · 3.875%
HK$51,769
−HK$1,372/mo
Today · 4.125%
HK$53,141
baseline
▲ 0.50% · 4.625%
HK$55,942
+HK$2,801/mo
Deposit HK$6.62M · loan HK$9.94M · min. income ≈ HK$106,282/mo (50% DSR)
Upfront cash ≈ HK$7.25M (deposit + AVD stamp duty HK$621,081 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,872
−HK$3,316/mo
▼ 0.25% · 3.875%
HK$54,517
−HK$1,671/mo
Today · 4.125%
HK$56,188
baseline
▲ 0.50% · 4.625%
HK$59,607
+HK$3,419/mo
Deposit HK$4.97M · loan HK$11.59M · min. income ≈ HK$112,376/mo (50% DSR)
Upfront cash ≈ HK$5.59M (deposit + AVD stamp duty HK$621,081 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,820
−HK$3,178/mo
▼ 0.25% · 3.875%
HK$60,397
−HK$1,601/mo
Today · 4.125%
HK$61,998
baseline
▲ 0.50% · 4.625%
HK$65,266
+HK$3,268/mo
Deposit HK$4.97M · loan HK$11.59M · min. income ≈ HK$123,996/mo (50% DSR)
Upfront cash ≈ HK$5.59M (deposit + AVD stamp duty HK$621,081 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,979
−HK$4,263/mo
▼ 0.25% · 3.875%
HK$70,093
−HK$2,149/mo
Today · 4.125%
HK$72,242
baseline
▲ 0.50% · 4.625%
HK$76,637
+HK$4,395/mo
Deposit HK$1.66M · loan HK$14.91M · min. income ≈ HK$144,484/mo (50% DSR)
Upfront cash ≈ HK$2.28M (deposit + AVD stamp duty HK$621,081 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,626
−HK$4,085/mo
▼ 0.25% · 3.875%
HK$77,654
−HK$2,057/mo
Today · 4.125%
HK$79,711
baseline
▲ 0.50% · 4.625%
HK$83,913
+HK$4,202/mo
Deposit HK$1.66M · loan HK$14.91M · min. income ≈ HK$159,422/mo (50% DSR)
Upfront cash ≈ HK$2.28M (deposit + AVD stamp duty HK$621,081 · Scale 2, in force from 26 Feb 2026)