LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,768
−HK$2,368/mo
▼ 0.25% · 3.875%
HK$38,943
−HK$1,193/mo
Today · 4.125%
HK$40,136
baseline
▲ 0.50% · 4.625%
HK$42,579
+HK$2,443/mo
Deposit HK$8.28M · loan HK$8.28M · min. income ≈ HK$80,272/mo (50% DSR)
Upfront cash ≈ HK$8.90M (deposit + AVD stamp duty HK$621,116 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,017
−HK$2,270/mo
▼ 0.25% · 3.875%
HK$43,143
−HK$1,144/mo
Today · 4.125%
HK$44,287
baseline
▲ 0.50% · 4.625%
HK$46,621
+HK$2,334/mo
Deposit HK$8.28M · loan HK$8.28M · min. income ≈ HK$88,574/mo (50% DSR)
Upfront cash ≈ HK$8.90M (deposit + AVD stamp duty HK$621,116 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,322
−HK$2,842/mo
▼ 0.25% · 3.875%
HK$46,731
−HK$1,433/mo
Today · 4.125%
HK$48,164
baseline
▲ 0.50% · 4.625%
HK$51,094
+HK$2,930/mo
Deposit HK$6.63M · loan HK$9.94M · min. income ≈ HK$96,328/mo (50% DSR)
Upfront cash ≈ HK$7.25M (deposit + AVD stamp duty HK$621,116 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,420
−HK$2,724/mo
▼ 0.25% · 3.875%
HK$51,772
−HK$1,372/mo
Today · 4.125%
HK$53,144
baseline
▲ 0.50% · 4.625%
HK$55,945
+HK$2,801/mo
Deposit HK$6.63M · loan HK$9.94M · min. income ≈ HK$106,288/mo (50% DSR)
Upfront cash ≈ HK$7.25M (deposit + AVD stamp duty HK$621,116 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,875
−HK$3,316/mo
▼ 0.25% · 3.875%
HK$54,520
−HK$1,671/mo
Today · 4.125%
HK$56,191
baseline
▲ 0.50% · 4.625%
HK$59,610
+HK$3,419/mo
Deposit HK$4.97M · loan HK$11.59M · min. income ≈ HK$112,382/mo (50% DSR)
Upfront cash ≈ HK$5.59M (deposit + AVD stamp duty HK$621,116 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,823
−HK$3,178/mo
▼ 0.25% · 3.875%
HK$60,401
−HK$1,600/mo
Today · 4.125%
HK$62,001
baseline
▲ 0.50% · 4.625%
HK$65,269
+HK$3,268/mo
Deposit HK$4.97M · loan HK$11.59M · min. income ≈ HK$124,002/mo (50% DSR)
Upfront cash ≈ HK$5.59M (deposit + AVD stamp duty HK$621,116 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,983
−HK$4,263/mo
▼ 0.25% · 3.875%
HK$70,097
−HK$2,149/mo
Today · 4.125%
HK$72,246
baseline
▲ 0.50% · 4.625%
HK$76,642
+HK$4,396/mo
Deposit HK$1.66M · loan HK$14.91M · min. income ≈ HK$144,492/mo (50% DSR)
Upfront cash ≈ HK$2.28M (deposit + AVD stamp duty HK$621,116 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,630
−HK$4,086/mo
▼ 0.25% · 3.875%
HK$77,658
−HK$2,058/mo
Today · 4.125%
HK$79,716
baseline
▲ 0.50% · 4.625%
HK$83,918
+HK$4,202/mo
Deposit HK$1.66M · loan HK$14.91M · min. income ≈ HK$159,432/mo (50% DSR)
Upfront cash ≈ HK$2.28M (deposit + AVD stamp duty HK$621,116 · Scale 2, in force from 26 Feb 2026)