LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,770
−HK$2,368/mo
▼ 0.25% · 3.875%
HK$38,945
−HK$1,193/mo
Today · 4.125%
HK$40,138
baseline
▲ 0.50% · 4.625%
HK$42,581
+HK$2,443/mo
Deposit HK$8.28M · loan HK$8.28M · min. income ≈ HK$80,276/mo (50% DSR)
Upfront cash ≈ HK$8.90M (deposit + AVD stamp duty HK$621,143 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,018
−HK$2,271/mo
▼ 0.25% · 3.875%
HK$43,145
−HK$1,144/mo
Today · 4.125%
HK$44,289
baseline
▲ 0.50% · 4.625%
HK$46,623
+HK$2,334/mo
Deposit HK$8.28M · loan HK$8.28M · min. income ≈ HK$88,578/mo (50% DSR)
Upfront cash ≈ HK$8.90M (deposit + AVD stamp duty HK$621,143 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,324
−HK$2,842/mo
▼ 0.25% · 3.875%
HK$46,733
−HK$1,433/mo
Today · 4.125%
HK$48,166
baseline
▲ 0.50% · 4.625%
HK$51,097
+HK$2,931/mo
Deposit HK$6.63M · loan HK$9.94M · min. income ≈ HK$96,332/mo (50% DSR)
Upfront cash ≈ HK$7.25M (deposit + AVD stamp duty HK$621,143 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,422
−HK$2,724/mo
▼ 0.25% · 3.875%
HK$51,774
−HK$1,372/mo
Today · 4.125%
HK$53,146
baseline
▲ 0.50% · 4.625%
HK$55,948
+HK$2,802/mo
Deposit HK$6.63M · loan HK$9.94M · min. income ≈ HK$106,292/mo (50% DSR)
Upfront cash ≈ HK$7.25M (deposit + AVD stamp duty HK$621,143 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,878
−HK$3,315/mo
▼ 0.25% · 3.875%
HK$54,522
−HK$1,671/mo
Today · 4.125%
HK$56,193
baseline
▲ 0.50% · 4.625%
HK$59,613
+HK$3,420/mo
Deposit HK$4.97M · loan HK$11.59M · min. income ≈ HK$112,386/mo (50% DSR)
Upfront cash ≈ HK$5.59M (deposit + AVD stamp duty HK$621,143 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,826
−HK$3,178/mo
▼ 0.25% · 3.875%
HK$60,403
−HK$1,601/mo
Today · 4.125%
HK$62,004
baseline
▲ 0.50% · 4.625%
HK$65,272
+HK$3,268/mo
Deposit HK$4.97M · loan HK$11.59M · min. income ≈ HK$124,008/mo (50% DSR)
Upfront cash ≈ HK$5.59M (deposit + AVD stamp duty HK$621,143 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,985
−HK$4,264/mo
▼ 0.25% · 3.875%
HK$70,100
−HK$2,149/mo
Today · 4.125%
HK$72,249
baseline
▲ 0.50% · 4.625%
HK$76,645
+HK$4,396/mo
Deposit HK$1.66M · loan HK$14.91M · min. income ≈ HK$144,498/mo (50% DSR)
Upfront cash ≈ HK$2.28M (deposit + AVD stamp duty HK$621,143 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,633
−HK$4,086/mo
▼ 0.25% · 3.875%
HK$77,662
−HK$2,057/mo
Today · 4.125%
HK$79,719
baseline
▲ 0.50% · 4.625%
HK$83,921
+HK$4,202/mo
Deposit HK$1.66M · loan HK$14.91M · min. income ≈ HK$159,438/mo (50% DSR)
Upfront cash ≈ HK$2.28M (deposit + AVD stamp duty HK$621,143 · Scale 2, in force from 26 Feb 2026)