LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,770
−HK$2,369/mo
▼ 0.25% · 3.875%
HK$38,945
−HK$1,194/mo
Today · 4.125%
HK$40,139
baseline
▲ 0.50% · 4.625%
HK$42,581
+HK$2,442/mo
Deposit HK$8.28M · loan HK$8.28M · min. income ≈ HK$80,278/mo (50% DSR)
Upfront cash ≈ HK$8.90M (deposit + AVD stamp duty HK$621,151 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,019
−HK$2,270/mo
▼ 0.25% · 3.875%
HK$43,146
−HK$1,143/mo
Today · 4.125%
HK$44,289
baseline
▲ 0.50% · 4.625%
HK$46,624
+HK$2,335/mo
Deposit HK$8.28M · loan HK$8.28M · min. income ≈ HK$88,578/mo (50% DSR)
Upfront cash ≈ HK$8.90M (deposit + AVD stamp duty HK$621,151 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,324
−HK$2,843/mo
▼ 0.25% · 3.875%
HK$46,734
−HK$1,433/mo
Today · 4.125%
HK$48,167
baseline
▲ 0.50% · 4.625%
HK$51,097
+HK$2,930/mo
Deposit HK$6.63M · loan HK$9.94M · min. income ≈ HK$96,334/mo (50% DSR)
Upfront cash ≈ HK$7.25M (deposit + AVD stamp duty HK$621,151 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,423
−HK$2,724/mo
▼ 0.25% · 3.875%
HK$51,775
−HK$1,372/mo
Today · 4.125%
HK$53,147
baseline
▲ 0.50% · 4.625%
HK$55,948
+HK$2,801/mo
Deposit HK$6.63M · loan HK$9.94M · min. income ≈ HK$106,294/mo (50% DSR)
Upfront cash ≈ HK$7.25M (deposit + AVD stamp duty HK$621,151 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,878
−HK$3,316/mo
▼ 0.25% · 3.875%
HK$54,523
−HK$1,671/mo
Today · 4.125%
HK$56,194
baseline
▲ 0.50% · 4.625%
HK$59,614
+HK$3,420/mo
Deposit HK$4.97M · loan HK$11.59M · min. income ≈ HK$112,388/mo (50% DSR)
Upfront cash ≈ HK$5.59M (deposit + AVD stamp duty HK$621,151 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,827
−HK$3,178/mo
▼ 0.25% · 3.875%
HK$60,404
−HK$1,601/mo
Today · 4.125%
HK$62,005
baseline
▲ 0.50% · 4.625%
HK$65,273
+HK$3,268/mo
Deposit HK$4.97M · loan HK$11.59M · min. income ≈ HK$124,010/mo (50% DSR)
Upfront cash ≈ HK$5.59M (deposit + AVD stamp duty HK$621,151 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,986
−HK$4,264/mo
▼ 0.25% · 3.875%
HK$70,101
−HK$2,149/mo
Today · 4.125%
HK$72,250
baseline
▲ 0.50% · 4.625%
HK$76,646
+HK$4,396/mo
Deposit HK$1.66M · loan HK$14.91M · min. income ≈ HK$144,500/mo (50% DSR)
Upfront cash ≈ HK$2.28M (deposit + AVD stamp duty HK$621,151 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,634
−HK$4,086/mo
▼ 0.25% · 3.875%
HK$77,663
−HK$2,057/mo
Today · 4.125%
HK$79,720
baseline
▲ 0.50% · 4.625%
HK$83,923
+HK$4,203/mo
Deposit HK$1.66M · loan HK$14.91M · min. income ≈ HK$159,440/mo (50% DSR)
Upfront cash ≈ HK$2.28M (deposit + AVD stamp duty HK$621,151 · Scale 2, in force from 26 Feb 2026)