LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,773
−HK$2,369/mo
▼ 0.25% · 3.875%
HK$38,948
−HK$1,194/mo
Today · 4.125%
HK$40,142
baseline
▲ 0.50% · 4.625%
HK$42,584
+HK$2,442/mo
Deposit HK$8.28M · loan HK$8.28M · min. income ≈ HK$80,284/mo (50% DSR)
Upfront cash ≈ HK$8.90M (deposit + AVD stamp duty HK$621,195 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,022
−HK$2,270/mo
▼ 0.25% · 3.875%
HK$43,149
−HK$1,143/mo
Today · 4.125%
HK$44,292
baseline
▲ 0.50% · 4.625%
HK$46,627
+HK$2,335/mo
Deposit HK$8.28M · loan HK$8.28M · min. income ≈ HK$88,584/mo (50% DSR)
Upfront cash ≈ HK$8.90M (deposit + AVD stamp duty HK$621,195 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,327
−HK$2,843/mo
▼ 0.25% · 3.875%
HK$46,737
−HK$1,433/mo
Today · 4.125%
HK$48,170
baseline
▲ 0.50% · 4.625%
HK$51,101
+HK$2,931/mo
Deposit HK$6.63M · loan HK$9.94M · min. income ≈ HK$96,340/mo (50% DSR)
Upfront cash ≈ HK$7.25M (deposit + AVD stamp duty HK$621,195 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,426
−HK$2,725/mo
▼ 0.25% · 3.875%
HK$51,779
−HK$1,372/mo
Today · 4.125%
HK$53,151
baseline
▲ 0.50% · 4.625%
HK$55,952
+HK$2,801/mo
Deposit HK$6.63M · loan HK$9.94M · min. income ≈ HK$106,302/mo (50% DSR)
Upfront cash ≈ HK$7.25M (deposit + AVD stamp duty HK$621,195 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,882
−HK$3,316/mo
▼ 0.25% · 3.875%
HK$54,527
−HK$1,671/mo
Today · 4.125%
HK$56,198
baseline
▲ 0.50% · 4.625%
HK$59,618
+HK$3,420/mo
Deposit HK$4.97M · loan HK$11.60M · min. income ≈ HK$112,396/mo (50% DSR)
Upfront cash ≈ HK$5.59M (deposit + AVD stamp duty HK$621,195 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,831
−HK$3,178/mo
▼ 0.25% · 3.875%
HK$60,409
−HK$1,600/mo
Today · 4.125%
HK$62,009
baseline
▲ 0.50% · 4.625%
HK$65,278
+HK$3,269/mo
Deposit HK$4.97M · loan HK$11.60M · min. income ≈ HK$124,018/mo (50% DSR)
Upfront cash ≈ HK$5.59M (deposit + AVD stamp duty HK$621,195 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,991
−HK$4,264/mo
▼ 0.25% · 3.875%
HK$70,106
−HK$2,149/mo
Today · 4.125%
HK$72,255
baseline
▲ 0.50% · 4.625%
HK$76,651
+HK$4,396/mo
Deposit HK$1.66M · loan HK$14.91M · min. income ≈ HK$144,510/mo (50% DSR)
Upfront cash ≈ HK$2.28M (deposit + AVD stamp duty HK$621,195 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,639
−HK$4,087/mo
▼ 0.25% · 3.875%
HK$77,668
−HK$2,058/mo
Today · 4.125%
HK$79,726
baseline
▲ 0.50% · 4.625%
HK$83,929
+HK$4,203/mo
Deposit HK$1.66M · loan HK$14.91M · min. income ≈ HK$159,452/mo (50% DSR)
Upfront cash ≈ HK$2.28M (deposit + AVD stamp duty HK$621,195 · Scale 2, in force from 26 Feb 2026)