LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,777
−HK$2,369/mo
▼ 0.25% · 3.875%
HK$38,952
−HK$1,194/mo
Today · 4.125%
HK$40,146
baseline
▲ 0.50% · 4.625%
HK$42,589
+HK$2,443/mo
Deposit HK$8.28M · loan HK$8.28M · min. income ≈ HK$80,292/mo (50% DSR)
Upfront cash ≈ HK$8.90M (deposit + AVD stamp duty HK$621,261 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,026
−HK$2,271/mo
▼ 0.25% · 3.875%
HK$43,154
−HK$1,143/mo
Today · 4.125%
HK$44,297
baseline
▲ 0.50% · 4.625%
HK$46,632
+HK$2,335/mo
Deposit HK$8.28M · loan HK$8.28M · min. income ≈ HK$88,594/mo (50% DSR)
Upfront cash ≈ HK$8.90M (deposit + AVD stamp duty HK$621,261 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,332
−HK$2,843/mo
▼ 0.25% · 3.875%
HK$46,742
−HK$1,433/mo
Today · 4.125%
HK$48,175
baseline
▲ 0.50% · 4.625%
HK$51,106
+HK$2,931/mo
Deposit HK$6.63M · loan HK$9.94M · min. income ≈ HK$96,350/mo (50% DSR)
Upfront cash ≈ HK$7.25M (deposit + AVD stamp duty HK$621,261 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,432
−HK$2,724/mo
▼ 0.25% · 3.875%
HK$51,784
−HK$1,372/mo
Today · 4.125%
HK$53,156
baseline
▲ 0.50% · 4.625%
HK$55,958
+HK$2,802/mo
Deposit HK$6.63M · loan HK$9.94M · min. income ≈ HK$106,312/mo (50% DSR)
Upfront cash ≈ HK$7.25M (deposit + AVD stamp duty HK$621,261 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,888
−HK$3,316/mo
▼ 0.25% · 3.875%
HK$54,533
−HK$1,671/mo
Today · 4.125%
HK$56,204
baseline
▲ 0.50% · 4.625%
HK$59,624
+HK$3,420/mo
Deposit HK$4.97M · loan HK$11.60M · min. income ≈ HK$112,408/mo (50% DSR)
Upfront cash ≈ HK$5.59M (deposit + AVD stamp duty HK$621,261 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,837
−HK$3,179/mo
▼ 0.25% · 3.875%
HK$60,415
−HK$1,601/mo
Today · 4.125%
HK$62,016
baseline
▲ 0.50% · 4.625%
HK$65,285
+HK$3,269/mo
Deposit HK$4.97M · loan HK$11.60M · min. income ≈ HK$124,032/mo (50% DSR)
Upfront cash ≈ HK$5.59M (deposit + AVD stamp duty HK$621,261 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,998
−HK$4,264/mo
▼ 0.25% · 3.875%
HK$70,114
−HK$2,148/mo
Today · 4.125%
HK$72,262
baseline
▲ 0.50% · 4.625%
HK$76,659
+HK$4,397/mo
Deposit HK$1.66M · loan HK$14.91M · min. income ≈ HK$144,524/mo (50% DSR)
Upfront cash ≈ HK$2.28M (deposit + AVD stamp duty HK$621,261 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,648
−HK$4,087/mo
▼ 0.25% · 3.875%
HK$77,676
−HK$2,059/mo
Today · 4.125%
HK$79,735
baseline
▲ 0.50% · 4.625%
HK$83,937
+HK$4,202/mo
Deposit HK$1.66M · loan HK$14.91M · min. income ≈ HK$159,470/mo (50% DSR)
Upfront cash ≈ HK$2.28M (deposit + AVD stamp duty HK$621,261 · Scale 2, in force from 26 Feb 2026)