LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,778
−HK$2,369/mo
▼ 0.25% · 3.875%
HK$38,953
−HK$1,194/mo
Today · 4.125%
HK$40,147
baseline
▲ 0.50% · 4.625%
HK$42,590
+HK$2,443/mo
Deposit HK$8.28M · loan HK$8.28M · min. income ≈ HK$80,294/mo (50% DSR)
Upfront cash ≈ HK$8.91M (deposit + AVD stamp duty HK$621,280 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,028
−HK$2,270/mo
▼ 0.25% · 3.875%
HK$43,155
−HK$1,143/mo
Today · 4.125%
HK$44,298
baseline
▲ 0.50% · 4.625%
HK$46,633
+HK$2,335/mo
Deposit HK$8.28M · loan HK$8.28M · min. income ≈ HK$88,596/mo (50% DSR)
Upfront cash ≈ HK$8.91M (deposit + AVD stamp duty HK$621,280 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,334
−HK$2,842/mo
▼ 0.25% · 3.875%
HK$46,744
−HK$1,432/mo
Today · 4.125%
HK$48,176
baseline
▲ 0.50% · 4.625%
HK$51,108
+HK$2,932/mo
Deposit HK$6.63M · loan HK$9.94M · min. income ≈ HK$96,352/mo (50% DSR)
Upfront cash ≈ HK$7.25M (deposit + AVD stamp duty HK$621,280 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,433
−HK$2,725/mo
▼ 0.25% · 3.875%
HK$51,786
−HK$1,372/mo
Today · 4.125%
HK$53,158
baseline
▲ 0.50% · 4.625%
HK$55,960
+HK$2,802/mo
Deposit HK$6.63M · loan HK$9.94M · min. income ≈ HK$106,316/mo (50% DSR)
Upfront cash ≈ HK$7.25M (deposit + AVD stamp duty HK$621,280 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,889
−HK$3,317/mo
▼ 0.25% · 3.875%
HK$54,534
−HK$1,672/mo
Today · 4.125%
HK$56,206
baseline
▲ 0.50% · 4.625%
HK$59,626
+HK$3,420/mo
Deposit HK$4.97M · loan HK$11.60M · min. income ≈ HK$112,412/mo (50% DSR)
Upfront cash ≈ HK$5.59M (deposit + AVD stamp duty HK$621,280 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,839
−HK$3,179/mo
▼ 0.25% · 3.875%
HK$60,417
−HK$1,601/mo
Today · 4.125%
HK$62,018
baseline
▲ 0.50% · 4.625%
HK$65,287
+HK$3,269/mo
Deposit HK$4.97M · loan HK$11.60M · min. income ≈ HK$124,036/mo (50% DSR)
Upfront cash ≈ HK$5.59M (deposit + AVD stamp duty HK$621,280 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,001
−HK$4,264/mo
▼ 0.25% · 3.875%
HK$70,116
−HK$2,149/mo
Today · 4.125%
HK$72,265
baseline
▲ 0.50% · 4.625%
HK$76,662
+HK$4,397/mo
Deposit HK$1.66M · loan HK$14.91M · min. income ≈ HK$144,530/mo (50% DSR)
Upfront cash ≈ HK$2.28M (deposit + AVD stamp duty HK$621,280 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,650
−HK$4,087/mo
▼ 0.25% · 3.875%
HK$77,679
−HK$2,058/mo
Today · 4.125%
HK$79,737
baseline
▲ 0.50% · 4.625%
HK$83,940
+HK$4,203/mo
Deposit HK$1.66M · loan HK$14.91M · min. income ≈ HK$159,474/mo (50% DSR)
Upfront cash ≈ HK$2.28M (deposit + AVD stamp duty HK$621,280 · Scale 2, in force from 26 Feb 2026)