LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,779
−HK$2,369/mo
▼ 0.25% · 3.875%
HK$38,954
−HK$1,194/mo
Today · 4.125%
HK$40,148
baseline
▲ 0.50% · 4.625%
HK$42,590
+HK$2,442/mo
Deposit HK$8.28M · loan HK$8.28M · min. income ≈ HK$80,296/mo (50% DSR)
Upfront cash ≈ HK$8.91M (deposit + AVD stamp duty HK$621,288 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,028
−HK$2,271/mo
▼ 0.25% · 3.875%
HK$43,155
−HK$1,144/mo
Today · 4.125%
HK$44,299
baseline
▲ 0.50% · 4.625%
HK$46,634
+HK$2,335/mo
Deposit HK$8.28M · loan HK$8.28M · min. income ≈ HK$88,598/mo (50% DSR)
Upfront cash ≈ HK$8.91M (deposit + AVD stamp duty HK$621,288 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,334
−HK$2,843/mo
▼ 0.25% · 3.875%
HK$46,744
−HK$1,433/mo
Today · 4.125%
HK$48,177
baseline
▲ 0.50% · 4.625%
HK$51,109
+HK$2,932/mo
Deposit HK$6.63M · loan HK$9.94M · min. income ≈ HK$96,354/mo (50% DSR)
Upfront cash ≈ HK$7.25M (deposit + AVD stamp duty HK$621,288 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,434
−HK$2,725/mo
▼ 0.25% · 3.875%
HK$51,787
−HK$1,372/mo
Today · 4.125%
HK$53,159
baseline
▲ 0.50% · 4.625%
HK$55,961
+HK$2,802/mo
Deposit HK$6.63M · loan HK$9.94M · min. income ≈ HK$106,318/mo (50% DSR)
Upfront cash ≈ HK$7.25M (deposit + AVD stamp duty HK$621,288 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,890
−HK$3,317/mo
▼ 0.25% · 3.875%
HK$54,535
−HK$1,672/mo
Today · 4.125%
HK$56,207
baseline
▲ 0.50% · 4.625%
HK$59,627
+HK$3,420/mo
Deposit HK$4.97M · loan HK$11.60M · min. income ≈ HK$112,414/mo (50% DSR)
Upfront cash ≈ HK$5.59M (deposit + AVD stamp duty HK$621,288 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,840
−HK$3,178/mo
▼ 0.25% · 3.875%
HK$60,418
−HK$1,600/mo
Today · 4.125%
HK$62,018
baseline
▲ 0.50% · 4.625%
HK$65,288
+HK$3,270/mo
Deposit HK$4.97M · loan HK$11.60M · min. income ≈ HK$124,036/mo (50% DSR)
Upfront cash ≈ HK$5.59M (deposit + AVD stamp duty HK$621,288 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,001
−HK$4,265/mo
▼ 0.25% · 3.875%
HK$70,117
−HK$2,149/mo
Today · 4.125%
HK$72,266
baseline
▲ 0.50% · 4.625%
HK$76,663
+HK$4,397/mo
Deposit HK$1.66M · loan HK$14.91M · min. income ≈ HK$144,532/mo (50% DSR)
Upfront cash ≈ HK$2.28M (deposit + AVD stamp duty HK$621,288 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,651
−HK$4,087/mo
▼ 0.25% · 3.875%
HK$77,680
−HK$2,058/mo
Today · 4.125%
HK$79,738
baseline
▲ 0.50% · 4.625%
HK$83,941
+HK$4,203/mo
Deposit HK$1.66M · loan HK$14.91M · min. income ≈ HK$159,476/mo (50% DSR)
Upfront cash ≈ HK$2.28M (deposit + AVD stamp duty HK$621,288 · Scale 2, in force from 26 Feb 2026)