LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,779
−HK$2,369/mo
▼ 0.25% · 3.875%
HK$38,954
−HK$1,194/mo
Today · 4.125%
HK$40,148
baseline
▲ 0.50% · 4.625%
HK$42,591
+HK$2,443/mo
Deposit HK$8.28M · loan HK$8.28M · min. income ≈ HK$80,296/mo (50% DSR)
Upfront cash ≈ HK$8.91M (deposit + AVD stamp duty HK$621,295 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,029
−HK$2,270/mo
▼ 0.25% · 3.875%
HK$43,156
−HK$1,143/mo
Today · 4.125%
HK$44,299
baseline
▲ 0.50% · 4.625%
HK$46,634
+HK$2,335/mo
Deposit HK$8.28M · loan HK$8.28M · min. income ≈ HK$88,598/mo (50% DSR)
Upfront cash ≈ HK$8.91M (deposit + AVD stamp duty HK$621,295 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,335
−HK$2,843/mo
▼ 0.25% · 3.875%
HK$46,745
−HK$1,433/mo
Today · 4.125%
HK$48,178
baseline
▲ 0.50% · 4.625%
HK$51,109
+HK$2,931/mo
Deposit HK$6.63M · loan HK$9.94M · min. income ≈ HK$96,356/mo (50% DSR)
Upfront cash ≈ HK$7.25M (deposit + AVD stamp duty HK$621,295 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,434
−HK$2,725/mo
▼ 0.25% · 3.875%
HK$51,787
−HK$1,372/mo
Today · 4.125%
HK$53,159
baseline
▲ 0.50% · 4.625%
HK$55,961
+HK$2,802/mo
Deposit HK$6.63M · loan HK$9.94M · min. income ≈ HK$106,318/mo (50% DSR)
Upfront cash ≈ HK$7.25M (deposit + AVD stamp duty HK$621,295 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,891
−HK$3,316/mo
▼ 0.25% · 3.875%
HK$54,536
−HK$1,671/mo
Today · 4.125%
HK$56,207
baseline
▲ 0.50% · 4.625%
HK$59,627
+HK$3,420/mo
Deposit HK$4.97M · loan HK$11.60M · min. income ≈ HK$112,414/mo (50% DSR)
Upfront cash ≈ HK$5.59M (deposit + AVD stamp duty HK$621,295 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,840
−HK$3,179/mo
▼ 0.25% · 3.875%
HK$60,418
−HK$1,601/mo
Today · 4.125%
HK$62,019
baseline
▲ 0.50% · 4.625%
HK$65,288
+HK$3,269/mo
Deposit HK$4.97M · loan HK$11.60M · min. income ≈ HK$124,038/mo (50% DSR)
Upfront cash ≈ HK$5.59M (deposit + AVD stamp duty HK$621,295 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,002
−HK$4,264/mo
▼ 0.25% · 3.875%
HK$70,117
−HK$2,149/mo
Today · 4.125%
HK$72,266
baseline
▲ 0.50% · 4.625%
HK$76,664
+HK$4,398/mo
Deposit HK$1.66M · loan HK$14.91M · min. income ≈ HK$144,532/mo (50% DSR)
Upfront cash ≈ HK$2.28M (deposit + AVD stamp duty HK$621,295 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,652
−HK$4,087/mo
▼ 0.25% · 3.875%
HK$77,681
−HK$2,058/mo
Today · 4.125%
HK$79,739
baseline
▲ 0.50% · 4.625%
HK$83,942
+HK$4,203/mo
Deposit HK$1.66M · loan HK$14.91M · min. income ≈ HK$159,478/mo (50% DSR)
Upfront cash ≈ HK$2.28M (deposit + AVD stamp duty HK$621,295 · Scale 2, in force from 26 Feb 2026)