LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,781
−HK$2,369/mo
▼ 0.25% · 3.875%
HK$38,956
−HK$1,194/mo
Today · 4.125%
HK$40,150
baseline
▲ 0.50% · 4.625%
HK$42,593
+HK$2,443/mo
Deposit HK$8.28M · loan HK$8.28M · min. income ≈ HK$80,300/mo (50% DSR)
Upfront cash ≈ HK$8.91M (deposit + AVD stamp duty HK$621,331 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,031
−HK$2,271/mo
▼ 0.25% · 3.875%
HK$43,158
−HK$1,144/mo
Today · 4.125%
HK$44,302
baseline
▲ 0.50% · 4.625%
HK$46,637
+HK$2,335/mo
Deposit HK$8.28M · loan HK$8.28M · min. income ≈ HK$88,604/mo (50% DSR)
Upfront cash ≈ HK$8.91M (deposit + AVD stamp duty HK$621,331 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,337
−HK$2,843/mo
▼ 0.25% · 3.875%
HK$46,748
−HK$1,432/mo
Today · 4.125%
HK$48,180
baseline
▲ 0.50% · 4.625%
HK$51,112
+HK$2,932/mo
Deposit HK$6.63M · loan HK$9.94M · min. income ≈ HK$96,360/mo (50% DSR)
Upfront cash ≈ HK$7.25M (deposit + AVD stamp duty HK$621,331 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,437
−HK$2,725/mo
▼ 0.25% · 3.875%
HK$51,790
−HK$1,372/mo
Today · 4.125%
HK$53,162
baseline
▲ 0.50% · 4.625%
HK$55,965
+HK$2,803/mo
Deposit HK$6.63M · loan HK$9.94M · min. income ≈ HK$106,324/mo (50% DSR)
Upfront cash ≈ HK$7.25M (deposit + AVD stamp duty HK$621,331 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,894
−HK$3,317/mo
▼ 0.25% · 3.875%
HK$54,539
−HK$1,672/mo
Today · 4.125%
HK$56,211
baseline
▲ 0.50% · 4.625%
HK$59,631
+HK$3,420/mo
Deposit HK$4.97M · loan HK$11.60M · min. income ≈ HK$112,422/mo (50% DSR)
Upfront cash ≈ HK$5.59M (deposit + AVD stamp duty HK$621,331 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,844
−HK$3,179/mo
▼ 0.25% · 3.875%
HK$60,422
−HK$1,601/mo
Today · 4.125%
HK$62,023
baseline
▲ 0.50% · 4.625%
HK$65,292
+HK$3,269/mo
Deposit HK$4.97M · loan HK$11.60M · min. income ≈ HK$124,046/mo (50% DSR)
Upfront cash ≈ HK$5.59M (deposit + AVD stamp duty HK$621,331 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,006
−HK$4,265/mo
▼ 0.25% · 3.875%
HK$70,121
−HK$2,150/mo
Today · 4.125%
HK$72,271
baseline
▲ 0.50% · 4.625%
HK$76,668
+HK$4,397/mo
Deposit HK$1.66M · loan HK$14.91M · min. income ≈ HK$144,542/mo (50% DSR)
Upfront cash ≈ HK$2.28M (deposit + AVD stamp duty HK$621,331 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,656
−HK$4,088/mo
▼ 0.25% · 3.875%
HK$77,685
−HK$2,059/mo
Today · 4.125%
HK$79,744
baseline
▲ 0.50% · 4.625%
HK$83,947
+HK$4,203/mo
Deposit HK$1.66M · loan HK$14.91M · min. income ≈ HK$159,488/mo (50% DSR)
Upfront cash ≈ HK$2.28M (deposit + AVD stamp duty HK$621,331 · Scale 2, in force from 26 Feb 2026)