LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,783
−HK$2,369/mo
▼ 0.25% · 3.875%
HK$38,958
−HK$1,194/mo
Today · 4.125%
HK$40,152
baseline
▲ 0.50% · 4.625%
HK$42,596
+HK$2,444/mo
Deposit HK$8.28M · loan HK$8.28M · min. income ≈ HK$80,304/mo (50% DSR)
Upfront cash ≈ HK$8.91M (deposit + AVD stamp duty HK$621,364 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,033
−HK$2,271/mo
▼ 0.25% · 3.875%
HK$43,161
−HK$1,143/mo
Today · 4.125%
HK$44,304
baseline
▲ 0.50% · 4.625%
HK$46,640
+HK$2,336/mo
Deposit HK$8.28M · loan HK$8.28M · min. income ≈ HK$88,608/mo (50% DSR)
Upfront cash ≈ HK$8.91M (deposit + AVD stamp duty HK$621,364 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,340
−HK$2,843/mo
▼ 0.25% · 3.875%
HK$46,750
−HK$1,433/mo
Today · 4.125%
HK$48,183
baseline
▲ 0.50% · 4.625%
HK$51,115
+HK$2,932/mo
Deposit HK$6.63M · loan HK$9.94M · min. income ≈ HK$96,366/mo (50% DSR)
Upfront cash ≈ HK$7.25M (deposit + AVD stamp duty HK$621,364 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,440
−HK$2,725/mo
▼ 0.25% · 3.875%
HK$51,793
−HK$1,372/mo
Today · 4.125%
HK$53,165
baseline
▲ 0.50% · 4.625%
HK$55,968
+HK$2,803/mo
Deposit HK$6.63M · loan HK$9.94M · min. income ≈ HK$106,330/mo (50% DSR)
Upfront cash ≈ HK$7.25M (deposit + AVD stamp duty HK$621,364 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,896
−HK$3,317/mo
▼ 0.25% · 3.875%
HK$54,542
−HK$1,671/mo
Today · 4.125%
HK$56,213
baseline
▲ 0.50% · 4.625%
HK$59,634
+HK$3,421/mo
Deposit HK$4.97M · loan HK$11.60M · min. income ≈ HK$112,426/mo (50% DSR)
Upfront cash ≈ HK$5.59M (deposit + AVD stamp duty HK$621,364 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,847
−HK$3,179/mo
▼ 0.25% · 3.875%
HK$60,425
−HK$1,601/mo
Today · 4.125%
HK$62,026
baseline
▲ 0.50% · 4.625%
HK$65,296
+HK$3,270/mo
Deposit HK$4.97M · loan HK$11.60M · min. income ≈ HK$124,052/mo (50% DSR)
Upfront cash ≈ HK$5.59M (deposit + AVD stamp duty HK$621,364 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,010
−HK$4,264/mo
▼ 0.25% · 3.875%
HK$70,125
−HK$2,149/mo
Today · 4.125%
HK$72,274
baseline
▲ 0.50% · 4.625%
HK$76,672
+HK$4,398/mo
Deposit HK$1.66M · loan HK$14.91M · min. income ≈ HK$144,548/mo (50% DSR)
Upfront cash ≈ HK$2.28M (deposit + AVD stamp duty HK$621,364 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,660
−HK$4,088/mo
▼ 0.25% · 3.875%
HK$77,689
−HK$2,059/mo
Today · 4.125%
HK$79,748
baseline
▲ 0.50% · 4.625%
HK$83,951
+HK$4,203/mo
Deposit HK$1.66M · loan HK$14.91M · min. income ≈ HK$159,496/mo (50% DSR)
Upfront cash ≈ HK$2.28M (deposit + AVD stamp duty HK$621,364 · Scale 2, in force from 26 Feb 2026)