LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,784
−HK$2,369/mo
▼ 0.25% · 3.875%
HK$38,959
−HK$1,194/mo
Today · 4.125%
HK$40,153
baseline
▲ 0.50% · 4.625%
HK$42,596
+HK$2,443/mo
Deposit HK$8.28M · loan HK$8.28M · min. income ≈ HK$80,306/mo (50% DSR)
Upfront cash ≈ HK$8.91M (deposit + AVD stamp duty HK$621,371 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,034
−HK$2,271/mo
▼ 0.25% · 3.875%
HK$43,161
−HK$1,144/mo
Today · 4.125%
HK$44,305
baseline
▲ 0.50% · 4.625%
HK$46,640
+HK$2,335/mo
Deposit HK$8.28M · loan HK$8.28M · min. income ≈ HK$88,610/mo (50% DSR)
Upfront cash ≈ HK$8.91M (deposit + AVD stamp duty HK$621,371 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,340
−HK$2,844/mo
▼ 0.25% · 3.875%
HK$46,751
−HK$1,433/mo
Today · 4.125%
HK$48,184
baseline
▲ 0.50% · 4.625%
HK$51,115
+HK$2,931/mo
Deposit HK$6.63M · loan HK$9.94M · min. income ≈ HK$96,368/mo (50% DSR)
Upfront cash ≈ HK$7.25M (deposit + AVD stamp duty HK$621,371 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,441
−HK$2,725/mo
▼ 0.25% · 3.875%
HK$51,793
−HK$1,373/mo
Today · 4.125%
HK$53,166
baseline
▲ 0.50% · 4.625%
HK$55,968
+HK$2,802/mo
Deposit HK$6.63M · loan HK$9.94M · min. income ≈ HK$106,332/mo (50% DSR)
Upfront cash ≈ HK$7.25M (deposit + AVD stamp duty HK$621,371 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,897
−HK$3,317/mo
▼ 0.25% · 3.875%
HK$54,542
−HK$1,672/mo
Today · 4.125%
HK$56,214
baseline
▲ 0.50% · 4.625%
HK$59,635
+HK$3,421/mo
Deposit HK$4.97M · loan HK$11.60M · min. income ≈ HK$112,428/mo (50% DSR)
Upfront cash ≈ HK$5.59M (deposit + AVD stamp duty HK$621,371 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,847
−HK$3,180/mo
▼ 0.25% · 3.875%
HK$60,426
−HK$1,601/mo
Today · 4.125%
HK$62,027
baseline
▲ 0.50% · 4.625%
HK$65,296
+HK$3,269/mo
Deposit HK$4.97M · loan HK$11.60M · min. income ≈ HK$124,054/mo (50% DSR)
Upfront cash ≈ HK$5.59M (deposit + AVD stamp duty HK$621,371 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,010
−HK$4,265/mo
▼ 0.25% · 3.875%
HK$70,126
−HK$2,149/mo
Today · 4.125%
HK$72,275
baseline
▲ 0.50% · 4.625%
HK$76,673
+HK$4,398/mo
Deposit HK$1.66M · loan HK$14.91M · min. income ≈ HK$144,550/mo (50% DSR)
Upfront cash ≈ HK$2.28M (deposit + AVD stamp duty HK$621,371 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,661
−HK$4,088/mo
▼ 0.25% · 3.875%
HK$77,690
−HK$2,059/mo
Today · 4.125%
HK$79,749
baseline
▲ 0.50% · 4.625%
HK$83,952
+HK$4,203/mo
Deposit HK$1.66M · loan HK$14.91M · min. income ≈ HK$159,498/mo (50% DSR)
Upfront cash ≈ HK$2.28M (deposit + AVD stamp duty HK$621,371 · Scale 2, in force from 26 Feb 2026)