LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,785
−HK$2,369/mo
▼ 0.25% · 3.875%
HK$38,960
−HK$1,194/mo
Today · 4.125%
HK$40,154
baseline
▲ 0.50% · 4.625%
HK$42,597
+HK$2,443/mo
Deposit HK$8.29M · loan HK$8.29M · min. income ≈ HK$80,308/mo (50% DSR)
Upfront cash ≈ HK$8.91M (deposit + AVD stamp duty HK$621,390 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,035
−HK$2,271/mo
▼ 0.25% · 3.875%
HK$43,163
−HK$1,143/mo
Today · 4.125%
HK$44,306
baseline
▲ 0.50% · 4.625%
HK$46,642
+HK$2,336/mo
Deposit HK$8.29M · loan HK$8.29M · min. income ≈ HK$88,612/mo (50% DSR)
Upfront cash ≈ HK$8.91M (deposit + AVD stamp duty HK$621,390 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,342
−HK$2,843/mo
▼ 0.25% · 3.875%
HK$46,752
−HK$1,433/mo
Today · 4.125%
HK$48,185
baseline
▲ 0.50% · 4.625%
HK$51,117
+HK$2,932/mo
Deposit HK$6.63M · loan HK$9.94M · min. income ≈ HK$96,370/mo (50% DSR)
Upfront cash ≈ HK$7.25M (deposit + AVD stamp duty HK$621,390 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,442
−HK$2,725/mo
▼ 0.25% · 3.875%
HK$51,795
−HK$1,372/mo
Today · 4.125%
HK$53,167
baseline
▲ 0.50% · 4.625%
HK$55,970
+HK$2,803/mo
Deposit HK$6.63M · loan HK$9.94M · min. income ≈ HK$106,334/mo (50% DSR)
Upfront cash ≈ HK$7.25M (deposit + AVD stamp duty HK$621,390 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,899
−HK$3,317/mo
▼ 0.25% · 3.875%
HK$54,544
−HK$1,672/mo
Today · 4.125%
HK$56,216
baseline
▲ 0.50% · 4.625%
HK$59,636
+HK$3,420/mo
Deposit HK$4.97M · loan HK$11.60M · min. income ≈ HK$112,432/mo (50% DSR)
Upfront cash ≈ HK$5.59M (deposit + AVD stamp duty HK$621,390 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,849
−HK$3,180/mo
▼ 0.25% · 3.875%
HK$60,428
−HK$1,601/mo
Today · 4.125%
HK$62,029
baseline
▲ 0.50% · 4.625%
HK$65,298
+HK$3,269/mo
Deposit HK$4.97M · loan HK$11.60M · min. income ≈ HK$124,058/mo (50% DSR)
Upfront cash ≈ HK$5.59M (deposit + AVD stamp duty HK$621,390 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,013
−HK$4,265/mo
▼ 0.25% · 3.875%
HK$70,128
−HK$2,150/mo
Today · 4.125%
HK$72,278
baseline
▲ 0.50% · 4.625%
HK$76,675
+HK$4,397/mo
Deposit HK$1.66M · loan HK$14.91M · min. income ≈ HK$144,556/mo (50% DSR)
Upfront cash ≈ HK$2.28M (deposit + AVD stamp duty HK$621,390 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,663
−HK$4,088/mo
▼ 0.25% · 3.875%
HK$77,693
−HK$2,058/mo
Today · 4.125%
HK$79,751
baseline
▲ 0.50% · 4.625%
HK$83,955
+HK$4,204/mo
Deposit HK$1.66M · loan HK$14.91M · min. income ≈ HK$159,502/mo (50% DSR)
Upfront cash ≈ HK$2.28M (deposit + AVD stamp duty HK$621,390 · Scale 2, in force from 26 Feb 2026)