LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,787
−HK$2,370/mo
▼ 0.25% · 3.875%
HK$38,963
−HK$1,194/mo
Today · 4.125%
HK$40,157
baseline
▲ 0.50% · 4.625%
HK$42,600
+HK$2,443/mo
Deposit HK$8.29M · loan HK$8.29M · min. income ≈ HK$80,314/mo (50% DSR)
Upfront cash ≈ HK$8.91M (deposit + AVD stamp duty HK$621,431 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,038
−HK$2,271/mo
▼ 0.25% · 3.875%
HK$43,165
−HK$1,144/mo
Today · 4.125%
HK$44,309
baseline
▲ 0.50% · 4.625%
HK$46,645
+HK$2,336/mo
Deposit HK$8.29M · loan HK$8.29M · min. income ≈ HK$88,618/mo (50% DSR)
Upfront cash ≈ HK$8.91M (deposit + AVD stamp duty HK$621,431 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,345
−HK$2,843/mo
▼ 0.25% · 3.875%
HK$46,755
−HK$1,433/mo
Today · 4.125%
HK$48,188
baseline
▲ 0.50% · 4.625%
HK$51,120
+HK$2,932/mo
Deposit HK$6.63M · loan HK$9.94M · min. income ≈ HK$96,376/mo (50% DSR)
Upfront cash ≈ HK$7.25M (deposit + AVD stamp duty HK$621,431 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,445
−HK$2,726/mo
▼ 0.25% · 3.875%
HK$51,798
−HK$1,373/mo
Today · 4.125%
HK$53,171
baseline
▲ 0.50% · 4.625%
HK$55,974
+HK$2,803/mo
Deposit HK$6.63M · loan HK$9.94M · min. income ≈ HK$106,342/mo (50% DSR)
Upfront cash ≈ HK$7.25M (deposit + AVD stamp duty HK$621,431 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,902
−HK$3,317/mo
▼ 0.25% · 3.875%
HK$54,548
−HK$1,671/mo
Today · 4.125%
HK$56,219
baseline
▲ 0.50% · 4.625%
HK$59,640
+HK$3,421/mo
Deposit HK$4.97M · loan HK$11.60M · min. income ≈ HK$112,438/mo (50% DSR)
Upfront cash ≈ HK$5.59M (deposit + AVD stamp duty HK$621,431 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,853
−HK$3,180/mo
▼ 0.25% · 3.875%
HK$60,431
−HK$1,602/mo
Today · 4.125%
HK$62,033
baseline
▲ 0.50% · 4.625%
HK$65,302
+HK$3,269/mo
Deposit HK$4.97M · loan HK$11.60M · min. income ≈ HK$124,066/mo (50% DSR)
Upfront cash ≈ HK$5.59M (deposit + AVD stamp duty HK$621,431 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,017
−HK$4,265/mo
▼ 0.25% · 3.875%
HK$70,133
−HK$2,149/mo
Today · 4.125%
HK$72,282
baseline
▲ 0.50% · 4.625%
HK$76,680
+HK$4,398/mo
Deposit HK$1.66M · loan HK$14.91M · min. income ≈ HK$144,564/mo (50% DSR)
Upfront cash ≈ HK$2.28M (deposit + AVD stamp duty HK$621,431 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,668
−HK$4,088/mo
▼ 0.25% · 3.875%
HK$77,698
−HK$2,058/mo
Today · 4.125%
HK$79,756
baseline
▲ 0.50% · 4.625%
HK$83,960
+HK$4,204/mo
Deposit HK$1.66M · loan HK$14.91M · min. income ≈ HK$159,512/mo (50% DSR)
Upfront cash ≈ HK$2.28M (deposit + AVD stamp duty HK$621,431 · Scale 2, in force from 26 Feb 2026)