LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,790
−HK$2,370/mo
▼ 0.25% · 3.875%
HK$38,966
−HK$1,194/mo
Today · 4.125%
HK$40,160
baseline
▲ 0.50% · 4.625%
HK$42,604
+HK$2,444/mo
Deposit HK$8.29M · loan HK$8.29M · min. income ≈ HK$80,320/mo (50% DSR)
Upfront cash ≈ HK$8.91M (deposit + AVD stamp duty HK$621,481 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,041
−HK$2,272/mo
▼ 0.25% · 3.875%
HK$43,169
−HK$1,144/mo
Today · 4.125%
HK$44,313
baseline
▲ 0.50% · 4.625%
HK$46,648
+HK$2,335/mo
Deposit HK$8.29M · loan HK$8.29M · min. income ≈ HK$88,626/mo (50% DSR)
Upfront cash ≈ HK$8.91M (deposit + AVD stamp duty HK$621,481 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,348
−HK$2,844/mo
▼ 0.25% · 3.875%
HK$46,759
−HK$1,433/mo
Today · 4.125%
HK$48,192
baseline
▲ 0.50% · 4.625%
HK$51,124
+HK$2,932/mo
Deposit HK$6.63M · loan HK$9.94M · min. income ≈ HK$96,384/mo (50% DSR)
Upfront cash ≈ HK$7.25M (deposit + AVD stamp duty HK$621,481 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,450
−HK$2,725/mo
▼ 0.25% · 3.875%
HK$51,803
−HK$1,372/mo
Today · 4.125%
HK$53,175
baseline
▲ 0.50% · 4.625%
HK$55,978
+HK$2,803/mo
Deposit HK$6.63M · loan HK$9.94M · min. income ≈ HK$106,350/mo (50% DSR)
Upfront cash ≈ HK$7.25M (deposit + AVD stamp duty HK$621,481 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,906
−HK$3,318/mo
▼ 0.25% · 3.875%
HK$54,552
−HK$1,672/mo
Today · 4.125%
HK$56,224
baseline
▲ 0.50% · 4.625%
HK$59,645
+HK$3,421/mo
Deposit HK$4.97M · loan HK$11.60M · min. income ≈ HK$112,448/mo (50% DSR)
Upfront cash ≈ HK$5.59M (deposit + AVD stamp duty HK$621,481 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,858
−HK$3,180/mo
▼ 0.25% · 3.875%
HK$60,436
−HK$1,602/mo
Today · 4.125%
HK$62,038
baseline
▲ 0.50% · 4.625%
HK$65,308
+HK$3,270/mo
Deposit HK$4.97M · loan HK$11.60M · min. income ≈ HK$124,076/mo (50% DSR)
Upfront cash ≈ HK$5.59M (deposit + AVD stamp duty HK$621,481 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,023
−HK$4,265/mo
▼ 0.25% · 3.875%
HK$70,138
−HK$2,150/mo
Today · 4.125%
HK$72,288
baseline
▲ 0.50% · 4.625%
HK$76,687
+HK$4,399/mo
Deposit HK$1.66M · loan HK$14.92M · min. income ≈ HK$144,576/mo (50% DSR)
Upfront cash ≈ HK$2.28M (deposit + AVD stamp duty HK$621,481 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,674
−HK$4,089/mo
▼ 0.25% · 3.875%
HK$77,704
−HK$2,059/mo
Today · 4.125%
HK$79,763
baseline
▲ 0.50% · 4.625%
HK$83,967
+HK$4,204/mo
Deposit HK$1.66M · loan HK$14.92M · min. income ≈ HK$159,526/mo (50% DSR)
Upfront cash ≈ HK$2.28M (deposit + AVD stamp duty HK$621,481 · Scale 2, in force from 26 Feb 2026)