LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,791
−HK$2,370/mo
▼ 0.25% · 3.875%
HK$38,966
−HK$1,195/mo
Today · 4.125%
HK$40,161
baseline
▲ 0.50% · 4.625%
HK$42,604
+HK$2,443/mo
Deposit HK$8.29M · loan HK$8.29M · min. income ≈ HK$80,322/mo (50% DSR)
Upfront cash ≈ HK$8.91M (deposit + AVD stamp duty HK$621,488 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,042
−HK$2,271/mo
▼ 0.25% · 3.875%
HK$43,169
−HK$1,144/mo
Today · 4.125%
HK$44,313
baseline
▲ 0.50% · 4.625%
HK$46,649
+HK$2,336/mo
Deposit HK$8.29M · loan HK$8.29M · min. income ≈ HK$88,626/mo (50% DSR)
Upfront cash ≈ HK$8.91M (deposit + AVD stamp duty HK$621,488 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,349
−HK$2,844/mo
▼ 0.25% · 3.875%
HK$46,759
−HK$1,434/mo
Today · 4.125%
HK$48,193
baseline
▲ 0.50% · 4.625%
HK$51,125
+HK$2,932/mo
Deposit HK$6.63M · loan HK$9.94M · min. income ≈ HK$96,386/mo (50% DSR)
Upfront cash ≈ HK$7.25M (deposit + AVD stamp duty HK$621,488 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,450
−HK$2,726/mo
▼ 0.25% · 3.875%
HK$51,803
−HK$1,373/mo
Today · 4.125%
HK$53,176
baseline
▲ 0.50% · 4.625%
HK$55,979
+HK$2,803/mo
Deposit HK$6.63M · loan HK$9.94M · min. income ≈ HK$106,352/mo (50% DSR)
Upfront cash ≈ HK$7.25M (deposit + AVD stamp duty HK$621,488 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,907
−HK$3,318/mo
▼ 0.25% · 3.875%
HK$54,553
−HK$1,672/mo
Today · 4.125%
HK$56,225
baseline
▲ 0.50% · 4.625%
HK$59,646
+HK$3,421/mo
Deposit HK$4.97M · loan HK$11.60M · min. income ≈ HK$112,450/mo (50% DSR)
Upfront cash ≈ HK$5.59M (deposit + AVD stamp duty HK$621,488 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,859
−HK$3,179/mo
▼ 0.25% · 3.875%
HK$60,437
−HK$1,601/mo
Today · 4.125%
HK$62,038
baseline
▲ 0.50% · 4.625%
HK$65,309
+HK$3,271/mo
Deposit HK$4.97M · loan HK$11.60M · min. income ≈ HK$124,076/mo (50% DSR)
Upfront cash ≈ HK$5.59M (deposit + AVD stamp duty HK$621,488 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,023
−HK$4,266/mo
▼ 0.25% · 3.875%
HK$70,139
−HK$2,150/mo
Today · 4.125%
HK$72,289
baseline
▲ 0.50% · 4.625%
HK$76,688
+HK$4,399/mo
Deposit HK$1.66M · loan HK$14.92M · min. income ≈ HK$144,578/mo (50% DSR)
Upfront cash ≈ HK$2.28M (deposit + AVD stamp duty HK$621,488 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,675
−HK$4,089/mo
▼ 0.25% · 3.875%
HK$77,705
−HK$2,059/mo
Today · 4.125%
HK$79,764
baseline
▲ 0.50% · 4.625%
HK$83,968
+HK$4,204/mo
Deposit HK$1.66M · loan HK$14.92M · min. income ≈ HK$159,528/mo (50% DSR)
Upfront cash ≈ HK$2.28M (deposit + AVD stamp duty HK$621,488 · Scale 2, in force from 26 Feb 2026)