LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,791
−HK$2,370/mo
▼ 0.25% · 3.875%
HK$38,967
−HK$1,194/mo
Today · 4.125%
HK$40,161
baseline
▲ 0.50% · 4.625%
HK$42,605
+HK$2,444/mo
Deposit HK$8.29M · loan HK$8.29M · min. income ≈ HK$80,322/mo (50% DSR)
Upfront cash ≈ HK$8.91M (deposit + AVD stamp duty HK$621,493 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,042
−HK$2,272/mo
▼ 0.25% · 3.875%
HK$43,170
−HK$1,144/mo
Today · 4.125%
HK$44,314
baseline
▲ 0.50% · 4.625%
HK$46,649
+HK$2,335/mo
Deposit HK$8.29M · loan HK$8.29M · min. income ≈ HK$88,628/mo (50% DSR)
Upfront cash ≈ HK$8.91M (deposit + AVD stamp duty HK$621,493 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,349
−HK$2,844/mo
▼ 0.25% · 3.875%
HK$46,760
−HK$1,433/mo
Today · 4.125%
HK$48,193
baseline
▲ 0.50% · 4.625%
HK$51,125
+HK$2,932/mo
Deposit HK$6.63M · loan HK$9.94M · min. income ≈ HK$96,386/mo (50% DSR)
Upfront cash ≈ HK$7.25M (deposit + AVD stamp duty HK$621,493 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,451
−HK$2,725/mo
▼ 0.25% · 3.875%
HK$51,804
−HK$1,372/mo
Today · 4.125%
HK$53,176
baseline
▲ 0.50% · 4.625%
HK$55,979
+HK$2,803/mo
Deposit HK$6.63M · loan HK$9.94M · min. income ≈ HK$106,352/mo (50% DSR)
Upfront cash ≈ HK$7.25M (deposit + AVD stamp duty HK$621,493 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,907
−HK$3,318/mo
▼ 0.25% · 3.875%
HK$54,553
−HK$1,672/mo
Today · 4.125%
HK$56,225
baseline
▲ 0.50% · 4.625%
HK$59,646
+HK$3,421/mo
Deposit HK$4.97M · loan HK$11.60M · min. income ≈ HK$112,450/mo (50% DSR)
Upfront cash ≈ HK$5.59M (deposit + AVD stamp duty HK$621,493 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,859
−HK$3,180/mo
▼ 0.25% · 3.875%
HK$60,438
−HK$1,601/mo
Today · 4.125%
HK$62,039
baseline
▲ 0.50% · 4.625%
HK$65,309
+HK$3,270/mo
Deposit HK$4.97M · loan HK$11.60M · min. income ≈ HK$124,078/mo (50% DSR)
Upfront cash ≈ HK$5.59M (deposit + AVD stamp duty HK$621,493 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,024
−HK$4,266/mo
▼ 0.25% · 3.875%
HK$70,140
−HK$2,150/mo
Today · 4.125%
HK$72,290
baseline
▲ 0.50% · 4.625%
HK$76,688
+HK$4,398/mo
Deposit HK$1.66M · loan HK$14.92M · min. income ≈ HK$144,580/mo (50% DSR)
Upfront cash ≈ HK$2.28M (deposit + AVD stamp duty HK$621,493 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,676
−HK$4,088/mo
▼ 0.25% · 3.875%
HK$77,705
−HK$2,059/mo
Today · 4.125%
HK$79,764
baseline
▲ 0.50% · 4.625%
HK$83,969
+HK$4,205/mo
Deposit HK$1.66M · loan HK$14.92M · min. income ≈ HK$159,528/mo (50% DSR)
Upfront cash ≈ HK$2.28M (deposit + AVD stamp duty HK$621,493 · Scale 2, in force from 26 Feb 2026)